3525 Bailey Rd, Mulberry, FL 33860 Property Records

Polk County property record for 3525 Bailey Rd, Mulberry, FL 33860

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,692 sqft · built 1966
Lot Size	1 acres (43,660 sqft)
Owner	2 Individual Names on Record
Last Sale	$49,700 (Aug 2021)
Tax Bill	$948 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Aug 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23-29-33-000000-013090`

Property Details

APN / Parcel Number

Primary APN	`23-29-33-000000-013090`
Alternative APNs	`332923000000013090` `32923000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,692 sqft Living Area
1st Floor Area	1,692 sqft
Flooring	Concrete/Cement
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	43,660 sqft
Lot Dimensions	207 ft deep x 211 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	528 sqft
Porch	Enclosed/Unfinished Porch
Porch Area	816 sqft
Utility Building	168 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	3525 BAILEY RD
City	MULBERRY
State	FL
Zip	33860-4414
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Description	E 207 FT OF W 240 FT OF N 211 FT OF S 447 FT OF NW1/4 OF NE1/4 BEING LOT 30 UNREC PINEVIEW ESTS
Legal Range	23E
Legal Township	29S
Legal Section	33
Legal Subdivision	CLAVILLE PROP
Legal Tract	000000
Legal Block	2
Legal Lot Number	30
Jurisdiction	POLK FL
Township / Civil Division	BARTOW
Census Block Group	2
Census Block	2003
Census Tract	14905

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3525 BAILEY RD, MULBERRY, FL 33860-4414
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Aug 26, 2021	Quit Claim Deed, Transfer · VA Mortgage PENNYMAC LOAN SERVICES LLC
Aug 2, 2018	Deed of Trust, Mortgage · Line of Credit SUNTRUST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2021 · Amount on Record
Deed Sale	Aug 26, 2021 · Amount on Record
Prior Sale	May 18, 1998 · Amount on Record
Deed Document Number	2021224079
Deed Book / Page	11866 / 496
Prior Transfer Date	Aug 4, 2021
Prior Transfer Doc	0000224079
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Recording Date	Jun 22, 2026
Property Address	3525 BAILEY RD, MULBERRY, FL 33860-4414
Document Number	0000148077
Book / Page	14046 / 605
Instrument Date	Jun 3, 2026
Instrument	2026148077
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	PENNYMAC LOAN SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3525 BAILEY RD, MULBERRY, FL 33860-4414

Mortgage

Document Number	0000148077,
Date	Jun 22, 2026
Book Page	14046/605
Instrument	2026148077

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Jul 1, 2051

Interest

Rate	6.37%
Max Rate	-1%

August 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK FL
Recording Date	Aug 26, 2021
Property Address	3525 BAILEY RD, MULBERRY, FL 33860-4414
Document Number	0000224079
Book / Page	11866 / 496
Instrument Date	Aug 4, 2021
Instrument	2021224079
Transaction Type	Transfer
Record Updated	Jun 1, 2023
Title Company	ACCOMMODATION

Transaction

Amount	Amount Recorded
Tax	$347.90
Amount Accuracy	Rounded by County
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3525 BAILEY RD, MULBERRY, FL 33860-4414

Mortgage

Document Number	0000226228
Date	Aug 30, 2021
Book Page	11869/1625
Instrument	2021226228

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	3525 BAILEY RD, MULBERRY, FL 33860-4414
Document Number	0105800277
Instrument Date	Aug 2, 2018
Transaction Type	Mortgage
Record Updated	Aug 28, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3525 BAILEY RD MULBERRY FL 338604414, MULBERRY, FL 33860-4414

Mortgage

Document Number	0105800277
Date	Aug 13, 2018
Book Page	010580/000277
Instrument	172366

Lender

Name	SUNTRUST BK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 12, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$130,175 (+5.37%)	$317,897 (-1.33%) Land $38,000 Building $279,897
2025	$948.00 (-29.83%) Homeowner's exemption	$123,539 (+5.99%)	$322,176 (-3.1%) Land $38,000 Building $284,176
2023	$1,351.00 (+0.22%) Homeowner's exemption	$116,560 (+3%)	$332,471 (+16.06%) Land $37,000 Building $295,471
2022	$1,348.00 Homeowner's exemption	$113,165	$286,469 Land $35,000 Building $251,469

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWEST/POLK COUNTY UTILITY serves 39,209 people · EPA ID FL6530852
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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