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3684 Landers St, Big Pine Key, FL 33043 Property Records

Monroe County property record for 3684 Landers St, Big Pine Key, FL 33043

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 960 sqft · built 1990
Lot Size0.118 acres (5,159 sqft)
Owner2 Individual Names on Record
Last Sale$650,000 (Dec 2021)
Tax Bill$5,669 (2024)
Deeds & MortgagesSep 2023 Transfer
Dec 2021 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN00294800-000000

Property Details

APN / Parcel Number

Primary APN00294800-000000
Alternative APNs
  • 04662900294800000000
  • 1366951

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories2 Stories
Building Area960 sqft Living Area
1st Floor Area960 sqft
FlooringPlywood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 2008
Exterior MaterialWood
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area5,159 sqft (0.118 acres)
Garage TypeCovered
Garage Area576 sqft

Exterior Amenities

PorchOpen Porch
Porch Area544 sqft
Deck Area12 sqft
Patio Area12 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number1366951
Street Address3684 LANDERS ST
CityBIG PINE KEY
StateFL
Zip33043-6138
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeACCC
Legal DescriptionBK 53 LT 11 PORT PINE HEIGHTS 2ND ADD BIG PINE KEY PB4-167 OR394-649 OR1044-2014 OR1080-1413 OR1155-262 OR1480-2013 OR1665-317 OR3140-1348 OR3243-1865 OR3291-2169
Legal Range29E
Legal Township66S
Legal Section04
Legal SubdivisionPORT PINE HEIGHTS 2ND ADD
Legal Block53
Legal Lot Number11
JurisdictionMONROE FL
Township / Civil DivisionLOWER KEYS
Census Block Group1
Census Block1021
Census Tract971402

Owner

Source: Monroe County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address10581 SW 120TH AVE, MIAMI, FL 33186-3826
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Sep 25, 2023Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Dec 1, 2021Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 1, 2021 · Amount on Record
Deed SaleDec 1, 2021 · Amount on Record
Prior SaleDec 5, 2000 · Amount on Record
Deed Document Number20212350851
Deed Book / Page3140 / 1348
Last Transfer DateSep 19, 2023
Transfer Doc0032431865
Record UpdatedSep 20, 2026

September 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONROE FL
Recording DateSep 25, 2023
Property Address3684 LANDERS ST, BIG PINE KEY, FL 33043-6138
Document Number0032431865
Book / Page3243 / 1865
Map ReferenceMB 4 PG 167
Instrument DateSep 19, 2023
Instrument2433145
Transaction TypeTransfer
Record UpdatedOct 10, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address10581 SW 120TH AVE, MIAMI, FL 33186-3826

Transferred To (Grantee/Buyer)

NameVerified Name
Address10581 SW 120TH AVE, MIAMI, FL 33186-3826
InvestorPossibly a Property Investor

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateDec 1, 2021
Property Address3684 LANDERS ST, BIG PINE KEY, FL 33043-6138
Document Number0031401348
Book / Page3140 / 1348
Map ReferenceMB 4 PG 167
Instrument DateNov 30, 2021
Instrument2350851
Transaction TypeTransfer
Record UpdatedDec 15, 2021
Title CompanySTEEL CITY TITLE INC, STEEL CITY TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,550.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1452 SANDRA DR, 1452, FORT MYERS, FL 33901-5834

Transferred To (Grantee/Buyer)

NameVerified Name
Address10581 SW 120TH AVE, MIAMI, FL 33186-3826
InvestorPossibly a Property Investor

Mortgage

Document Number0031401350
DateDec 1, 2021
Instrument3140/1350
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2051

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$568,767 (-12.5%) Land $342,622 Building $226,145$568,767 (-12.5%) Land $342,622 Building $226,145
2024$5,669.00 (-4.13%)
2023$5,913.00 (+11.99%)$650,028 (+21.93%) Land $471,275 Building $178,753$650,028 (+21.93%) Land $471,275 Building $178,753
2022$5,280.00$533,121 Land $352,102 Building $181,019$533,121 Land $352,102 Building $181,019

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 522 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies522 in force
Nearby Flood Claims852 (1979–2017)
Most Recent ClaimOct 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 308 claims
  • Hurricane Wilma, Nov 2005 · 306 claims
  • Hurricane Georges, Oct 1998 · 211 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
AT&T
Fiber		1,000 / 1,000

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