Monroe County property record for 3652 Landers St, Big Pine Key, FL 33043
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,100 sqft · built 1982 |
| Lot Size | 0.18 acres (7,875 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $561,000 (Sep 2020) |
| Tax Bill | $6,431 (2024) |
| Deeds & Mortgages | Sep 2019 Line of Credit Sep 2020 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 00294760-000000 |
| Primary APN | 00294760-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,100 sqft Living Area |
| 1st Floor Area | 1,100 sqft |
| Flooring | Plywood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Foundation Type | Pile |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 7,875 sqft (0.18 acres) |
| Lot Dimensions | 105 ft deep x 75 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 524 sqft |
| Pool Type | Public / Commercial Pool |
|---|---|
| Porch | Open Porch |
| Porch Area | 525 sqft |
| Fence | Fence |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|
| Account Number | 1366919 |
|---|---|
| Old Parcel Number | 04662900294760000000 |
| Street Address | 3652 LANDERS ST |
| City | BIG PINE KEY |
| State | FL |
| Zip | 33043-6138 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 53 LT 7 & S 1/2 LOT 8 PORT PINE HEIGHTS 2ND ADD BIG PINE KEY PB4-167 OR800-766 OR1326-2473 OR1822-797/98 OR2703-1033 |
| Legal Range | 29E |
| Legal Township | 66S |
| Legal Section | 04 |
| Legal Subdivision | PORT PINE HEIGHTS 2ND ADD |
| Legal Block | 53 |
| Legal Lot Number | 7-8 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | LOWER KEYS |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 971402 |
Source: Monroe County records, as of December 5, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 12801 SALK WAY, ORLANDO, FL 32827-7820 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 25, 2019 | Deed of Trust, Mortgage · Line of Credit KEYS FCU |
| Sep 21, 2020 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 21, 2020 · Amount on Record |
| Deed Sale | Sep 21, 2020 · Amount on Record |
| Prior Sale | Sep 17, 2014 · Amount on Record |
| Deed Document Number | 2282720 |
| Deed Book / Page | 3045 / 1441 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 3652 LANDERS ST, BIG PINE KEY, FL 33043-6138 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0029860728 |
|---|---|
| Date | Sep 25, 2019 |
| Book Page | 2986/0728 |
| Instrument | 2237994 |
| Name | KEYS FCU |
|---|---|
| Type | Credit Union |
| Address | KEY WEST, FL 33040 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Sep 21, 2020 |
| Property Address | 3652 LANDERS ST, BIG PINE KEY, FL 33043-6138 |
| Document Number | 0030451441 |
| Book / Page | 3045 / 1441 |
| Map Reference | MB 4 PG 167 |
| Instrument Date | Sep 17, 2020 |
| Instrument | 2282720 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,927.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1961 LAKEVIEW DR, 1961, HUBBARD LAKE, MI 49747-9636 |
| Name | Verified Name |
|---|---|
| Address | 12801 SALK WAY, ORLANDO, FL 32827-7820 |
| Document Number | 0030451443 |
|---|---|
| Date | Sep 21, 2020 |
| Instrument | 3045/1443 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $773,835 (-11.42%) Land $463,227 Building $310,608 | $773,835 (-11.42%) Land $463,227 Building $310,608 | |
| 2024 | $6,431.00 (+0.99%) | ||
| 2023 | $6,368.00 (+12.83%) | $873,595 (+22.21%) Land $637,166 Building $236,429 | $873,595 (+22.21%) Land $637,166 Building $236,429 |
| 2022 | $5,644.00 | $714,803 Land $476,044 Building $238,759 | $714,803 Land $476,044 Building $238,759 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 522 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 522 in force |
| Nearby Flood Claims | 852 (1979–2017) |
| Most Recent Claim | Oct 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| AT&T Fiber | 1,000 / 1,000 |
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