3680 White Deer Dr, Algonquin, IL 60102 Property Records

McHenry County property record for 3680 White Deer Dr, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	3,707 sqft · built 2003
Lot Size	0.434 acres (18,929 sqft)
Owner	Individual Name on Record
Last Sale	$403,579 (Apr 2003)
Deeds & Mortgages	Jan 2023 Line of Credit Dec 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-36-402-020`

Property Details

APN / Parcel Number

Primary APN	`18-36-402-020`

Interior

Building Area	3,707 sqft
Gross Area	5,949 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Architectural Style	Other
Lot Area	18,929 sqft
Garage Area	661 sqft
Porch	Porch
Porch Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	3680 WHITE DEER DR
City	ALGONQUIN
State	IL
Zip	60102-6315
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2003R0051398 LT 81 THE COVE UNIT II PHASE II MEMO: MAXIE, ANTONIO J/ MAJORS, DALLER D MAXIE
Legal Range	07E
Legal Township	43N
Legal Section	36
Legal Subdivision	COVE 02 PH 02
Legal Phase	2
Legal Lot Number	81
Legal Unit	2
Jurisdiction	MCHENRY IL
Township / Civil Division	GRAFTON
Census Block Group	3
Census Block	3011
Census Tract	871107

Owner

Source: McHenry County records, as of June 23, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3680 WHITE DEER DR, ALGONQUIN, IL 60102-6315
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Dec 26, 2018	Deed of Trust, Mortgage · VA Mortgage PHH US MORTGAGE CORP
Apr 13, 2020	Deed of Trust, Mortgage · VA Mortgage PHH MORTGAGE SERVICES CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 22, 2003 · Amount on Record
Deed Sale	Apr 22, 2003 · Amount on Record
Deed Document Number	2003R0051398
Record Updated	Jun 7, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	3680 WHITE DEER DR, ALGONQUIN, IL 60102-6315
Transaction Type	Mortgage
Record Updated	Jan 20, 2023
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000837
Date	Jan 11, 2023
Instrument	2023R0000837

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Dec 30, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	3680 WHITE DEER DR, ALGONQUIN, IL 60102-6315
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	BAIRD & WARNER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000043562
Date	Dec 26, 2018
Instrument	2018R0043562

Lender

Name	PHH US MORTGAGE CORP
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Interest

Rate Type	Fixed Rate
Rate	4.75%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	3680 WHITE DEER DR, ALGONQUIN, IL 60102-6315
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012671
Date	Apr 13, 2020
Instrument	2020R0012671

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.87%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	McHenry County
County Subdivision	Grafton Township
Unified School District	Huntley Consolidated School District 158 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Disabled Person's exemption Veteran's exemption	$153,312 Land $14,480 Building $138,832	$459,936 Land $43,440 Building $416,496

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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