3650 White Deer Dr, Algonquin, IL 60102 Property Records

McHenry County property record for 3650 White Deer Dr, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	3,451 sqft · built 2001
Lot Size	0.462 acres (20,156 sqft)
Owner	Individual Name on File
Last Sale	$442,000 (Jan 2021)
Deeds & Mortgages	Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-36-402-001`

Property Details

APN / Parcel Number

Primary APN	`18-36-402-001`

Interior

Building Area	3,451 sqft
Gross Area	5,579 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Architectural Style	Other
Lot Area	20,156 sqft
Garage Area	590 sqft
Porch	Porch
Porch Area	44 sqft
Patio Area	440 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	3650 WHITE DEER DR
City	ALGONQUIN
State	IL
Zip	60102-6315
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2021R0004994 LT 51 THE COVE UNIT II PHASE I
Legal Range	07E
Legal Township	43N
Legal Section	36
Legal Subdivision	COVE 02 PH 01
Legal Phase	1
Legal Lot Number	51
Legal Unit	2
Jurisdiction	MCHENRY IL
Township / Civil Division	GRAFTON
Census Block Group	3
Census Block	3011
Census Tract	871107

Owner

3650 White Deer Dr is owned and occupied by an individual who bought it in January 2021.

Source: McHenry County records, as of May 13, 2024

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3650 WHITE DEER DR, ALGONQUIN, IL 60102-6315
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2021 · Amount on File
Deed Sale	Jan 27, 2021 · Amount on File
Prior Sale	Mar 7, 2003 · Amount on File
Deed Document Number	2021R0004994
Record Updated	Jun 7, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Jan 27, 2021
Property Address	3650 WHITE DEER DR, ALGONQUIN, IL 60102-6315
Document Number	0000004994
Map Reference	DOC 2000R0046803
Instrument Date	Jan 11, 2021
Instrument	2021R0004994
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	STARCK TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$442.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3650 WHITE DEER DR, ALGONQUIN, IL 60102-6315

Mortgage

Document Number	0000004995
Date	Jan 27, 2021
Instrument	2021R0004995

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.62%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	McHenry County
County Subdivision	Grafton Township
Unified School District	Huntley Consolidated School District 158 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$147,152 Land $14,480 Building $132,672	$441,456 Land $43,440 Building $398,016

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3650 White Deer Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3650 White Deer Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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