Osceola County property record for 3680 Cabo Ln, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2016 |
| Square Footage | 1,972 sqft Heated Area |
| Lot Size | 8,276 sqft (0.189 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $231,600 (2016) |
| Tax Bill | $5,865.00 (2025) |
| Primary APN | 352630096400014130 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,972 sqft Heated Area |
| Gross Area | 2,588 sqft Gross Area |
| 1st Floor | 1,972 sqft 1st Floor |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2016 |
|---|---|
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 8,276 sqft (0.189 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 438 sqft Garage |
| Porch | Open Porch |
| Porch Area | 178 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 3680 CABO LN |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8156 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | WHALEYS CREEK PH 1 PB 24 PGS 161-167 LOT 413 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 35 |
| Legal Subdivision | WHALEYS CREEK PH 1 2 & 3 |
| Legal Phase | 1 |
| Legal Tract | 964 |
| Legal Lot Number | 413 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 2 |
| Census Block | 2013 |
| Census Tract | 43304 |
Source: Osceola County records · APN 352630096400014130
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3680 CABO LN, SAINT CLOUD, FL 34772-8156 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 28, 2026 | Certificate of Transfer, Transfer |
| Jul 17, 2023 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Mar 18, 2019 | Loan Modification, Mortgage · Federal Housing Administration (FHA) Mortgage LAKEVIEW LN SERVICING |
| Mar 18, 2019 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 01, 2016 · Amount on Record |
| Deed Sale | Nov 01, 2016 · Amount on Record |
| Deed Doc Number | 2016163874 |
| Deed Book / Page | 5049 / 0001 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Certificate of Transfer |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jul 28, 2026 |
| Property Address | 3680 CABO LN, SAINT CLOUD, FL 34772-8156 |
| Document Number | 0000098571 |
| Book / Page | 7010 / 2615 |
| Instrument Date | Jul 28, 2026 |
| Instrument | 202698571 |
| Transaction Type | Transfer |
| Record Updated | Aug 06, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $164,731.00 |
| Amount Accuracy | Calculated from Tax (Full/Partial Unknown) |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3680 CABO LN, SAINT CLOUD, FL 34772-8156 |
| Transaction Type | Mortgage |
| Record Updated | Aug 01, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3680 CABO LN, SAINT CLOUD, FL 34772-8156 |
| Document Number | 0064410360 |
|---|---|
| Date | Jul 17, 2023 |
| Book Page | 6441/360 |
| Instrument | 2023091335 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Aug 01, 2063 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3680 CABO LN, SAINT CLOUD, FL 34772-8156 |
| Document Number | 0055111918 |
| Instrument Date | Mar 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 3680 CABO LN ST CLOUD FL 347728156, ST CLOUD, FL 34772-8156 |
| Document Number | 0055111918 |
|---|---|
| Date | Apr 23, 2019 |
| Book Page | 005511/001918 |
| Instrument | 51052 |
| Name | LAKEVIEW LN SERVICING |
|---|---|
| Type | Funding / Finance Company |
| Address | VIRGINIA BEACH, VA 23452 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 22, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3680 CABO LN, SAINT CLOUD, FL 34772-8156 |
| Document Number | 0055111926 |
| Instrument Date | Mar 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 3680 CABO LN ST CLOUD FL 347728156, ST CLOUD, FL 34772-8156 |
| Document Number | 0055111926 |
|---|---|
| Date | Apr 23, 2019 |
| Book Page | 005511/001926 |
| Instrument | 51053 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 22, 2049 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,865.00 (+3.48%) Homeowner's exemption | $238,405 (+5.99%) | $337,300 (+3.59%) Land $70,000 Building $267,300 |
| 2023 | $5,668.00 (+2.09%) Homeowner's exemption | $224,939 (+3%) | $325,600 (+10.19%) Land $65,000 Building $260,600 |
| 2022 | $5,552.00 Homeowner's exemption | $218,388 | $295,500 Land $60,000 Building $235,500 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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