3675 Cabo Ln, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3675 Cabo Ln, Saint Cloud, FL 34772 · Last verified January 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2016
Square Footage	1,972 sqft Heated Area
Lot Size	8,276 sqft (0.189 acres)
Occupancy	Owner Occupied
Last Sale	$385,000 (2025)
Tax Bill	$3,499.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`352630096400014140`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,972 sqft Heated Area
Gross Area	2,588 sqft Gross Area
1st Floor	1,972 sqft 1st Floor
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2016
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	8,276 sqft (0.189 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	438 sqft Garage
Porch	Open Porch
Porch Area	178 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	3675 CABO LN
City	SAINT CLOUD
State	FL
Zip	34772-8157
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	WHALEYS CREEK PH 1 PB 24 PGS 161-167 LOT 414
Legal Range	30E
Legal Township	26S
Legal Section	35
Legal Subdivision	WHALEYS CREEK PH 1 2 & 3
Legal Phase	1
Legal Tract	964
Legal Lot Number	414
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	2
Census Block	2011
Census Tract	43304

Owner

Source: Osceola County records · APN 352630096400014140

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3675 CABO LN, SAINT CLOUD, FL 34772-8157
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 12, 2025 · Amount on Record
Deed Sale	Dec 12, 2025 · Amount on Record
Prior Sale	Nov 01, 2016 · Amount on Record
Deed Doc Number	2025152195
Deed Book / Page	6893 / 85
Record Refreshed	Jun 08, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Dec 12, 2025
Property Address	3675 CABO LN, SAINT CLOUD, FL 34772-8157
Document Number	0068930085
Book / Page	6893 / 85
Map Reference	MB 24 PG 161-167
Instrument Date	Dec 12, 2025
Instrument	2025152195
Transaction Type	Transfer
Record Updated	Dec 29, 2025
Title Company	UNKNOWN, A CLEAR CHOICE T&E OF OSCEOL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,695.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3674 CABO LN, SAINT CLOUD, FL 34772-8156

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3675 CABO LN, SAINT CLOUD, FL 34772-8157

Mortgage

Document Number	0000689387
Date	Dec 12, 2025
Instrument	6893/87

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2056

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,499.00 (+6.29%) Homeowner's exemption	$238,405 (+5.99%)	$337,300 (+3.59%) Land $70,000 Building $267,300
2023	$3,292.00 (+3.65%) Homeowner's exemption	$224,939 (+3%)	$325,600 (+10.19%) Land $65,000 Building $260,600
2022	$3,176.00 Homeowner's exemption	$218,388	$295,500 Land $60,000 Building $235,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.