316 Via Lago, Belton, TX 76513 Property Records

Bell County property record for 316 Via Lago, Belton, TX 76513

Property Summary

Property Type	Single Family Home
Details	3,186 sqft · built 2019
Lot Size	0.53 acres (23,130 sqft)
Owner	Individual Name on File
Tax Bill	$10,520 (2023)
Deeds & Mortgages	Jul 2019 Mortgage Nov 2018 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0430070109`

Property Details

APN / Parcel Number

Primary APN	`0430070109`
Alternative APNs	`334361` `862094`

Interior

Stories	1 Story
Building Area	3,186 sqft Living Area
1st Floor Area	3,186 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Exterior Material	Stone
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	23,130 sqft (0.53 acres)
Garage Area	828 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	703 sqft
Deck Area	780 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	862094
Street Address	316 VIA LAGO
City	BELTON
State	TX
Zip	76513-8069
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TERRA BELLA SUBDIVISION, BLOCK 001, LOT 0004, ACRES .531
Legal Subdivision	TERRA BELLA SUBDIVISION
Legal Block	1
Legal Lot Number	4
Jurisdiction	BELL TX
Township / Civil Division	SOUTH BELL
Census Block Group	2
Census Block	2010
Census Tract	23405

Owner

316 Via Lago is owned and occupied by an individual who acquired it in July 2019.

Source: Bell County records, as of April 1, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	316 VIA LAGO, BELTON, TX 76513-8069
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 3, 2019	Vendor's Lien, Transfer · Conventional Mortgage CENTRAL NATIONAL BANK
Nov 1, 2018	Trustee's Deed, Construction Loan · Construction Mortgage EXTRACO BK
Sep 17, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 2019
Deed Sale	Jul 3, 2019
Prior Sale	Sep 17, 2018
Deed Document Number	2019-00029041
Record Updated	Jun 7, 2026

July 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Jul 3, 2019
Property Address	316 VIA LAGO, BELTON, TX 76513-8069
Document Number	0000029041
Map Reference	CAB C SL 355B
Instrument Date	Jun 26, 2019
Instrument	2019-00029041
Transaction Type	Transfer
Record Updated	Sep 30, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2003 WORTH LN, 2003, BELTON, TX 76513-7812

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 VIA LAGO, BELTON, TX 76513-8069

Mortgage

Document Number	0000029042
Date	Jul 3, 2019
Instrument	2019-00029042

Lender

Name	CENTRAL NATIONAL BANK
Type	Subprime Lender
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2034

November 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	BELL TX
Recording Date	Nov 1, 2018
Property Address	316 VIA LAGO, BELTON, TX 76513-8069
Book / Page	010644 / 000907
Instrument Date	Oct 29, 2018
Instrument	45883
Transaction Type	Construction Loan
Record Updated	Nov 15, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2003 WORTH LN BELTON TX 765137812, BELTON, TX 76513-7812

Mortgage

Document Number	0000045883
Date	Nov 1, 2018
Book Page	010644/000907
Instrument	45883

Lender

Name	EXTRACO BK
Type	Bank
Address	HARKER HEIGHTS, TX 76548-2330

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Oct 31, 2019

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Sep 17, 2018
Property Address	316 VIA LAGO, BELTON, TX 76513-8069
Document Number	0000039106
Instrument Date	Sep 13, 2018
Instrument	39106
Transaction Type	Transfer
Record Updated	Oct 1, 2018

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2003 WORTH LN BELTON TX 765137812, BELTON, TX 76513-7812

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Unified School District	Salado Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$10,520.00 (-8.68%) Homeowner's exemption	$784,884 Land $55,513 Building $729,371	$784,884 Land $55,513 Building $729,371
2022	$11,520.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 316 Via Lago in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 47 policies
Nearby Flood Policies	47 in force
Nearby Flood Claims	3 (2010–2015)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Oct 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 316 Via Lago is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 68% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARMSTRONG WSC serves 3,285 people · EPA ID TX0140019
Water Source	Purchased surface water from CENTRAL TEXAS WSC
Last State Inspection	Jan 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100
Western Broadband Fixed Wireless	200 / 40

May also be available: Falcon Internet, SOS Communications, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Via Lago

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures