Schenectady County and Schenectady City property record for 368 Twelfth St, Schenectady, NY 12306
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,300 sqft · built 1920 |
| Lot Size | 0.278 acres (12,150 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $50,000 (Jul 2019) |
| Tax Bill | $6,040 (2026) |
| Deeds & Mortgages | May 2022 Second Mortgage Apr 2021 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 48.58-1-27 |
| Primary APN | 421500 48.58-1-27 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,300 sqft Living Area |
| 1st Floor Area | 780 sqft |
| 2nd Floor Area | 520 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Traditional |
| Exterior Material | Composition/Composite |
| Lot Area | 12,150 sqft (0.278 acres) |
| Lot Dimensions | 135 ft deep x 90 ft wide |
| Pool Type | Above-Ground Pool |
|---|---|
| Pool Area | 452 sqft |
| Porch | Slab |
| Porch Area | 420 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 368 TWELFTH ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12306-3110 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 03 - MULTI |
| Legal Description | AGED AFFIDAVIT REQUIRED 2 WOOD |
| Legal Subdivision | WILLIAM SCRAFFORD |
| Legal Block | 1 |
| Legal Lot Number | 27.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 21200 |
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 368 TWELFTH ST, SCHENECTADY, NY 12306-3110 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 2, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage STATE EMPLOYEES FCU |
| Apr 16, 2021 | Intrafamily Transfer, Transfer |
| Jul 12, 2019 | Grant Deed, Transfer NORTHEAST TITLE AND ABSTRACT COMPANY, NORTHEAST TITLE & ABSTRACT CO |
| Aug 15, 2018 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 12, 2019 · Amount on Record |
| Deed Sale | Jul 12, 2019 · Amount on Record |
| Prior Sale | Aug 15, 2018 · Amount on Record |
| Deed Document Number | 201931115 |
| Deed Book / Page | 2015 / 259 |
| Prior Transfer Date | Jul 20, 2018 |
| Prior Transfer Doc | 0000036505 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 368 TWELFTH ST, SCHENECTADY, NY 12306-3110 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2022 |
| Name | Verified Name |
|---|---|
| Address | 368 TWELFTH ST, SCHENECTADY, NY 12306-3110 |
| Document Number | 0000022992 |
|---|---|
| Date | May 2, 2022 |
| Book Page | 5223/305 |
| Instrument | 202222992 |
| Name | STATE EMPLOYEES FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Apr 1, 2037 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Apr 16, 2021 |
| Property Address | 368 TWELFTH ST, SCHENECTADY, NY 12306-3110 |
| Document Number | 0000017143 |
| Book / Page | 2056 / 794 |
| Instrument Date | Apr 12, 2021 |
| Instrument | 202117143 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 423 DIVISION ST, SCHENECTADY, NY 12304-1111 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jul 12, 2019 |
| Property Address | 368 TWELFTH ST, SCHENECTADY, NY 12306-3110 |
| Document Number | 0000031115 |
| Book / Page | 002015 / 000259 |
| Instrument Date | Apr 23, 2019 |
| Instrument | 31115 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2019 |
| Title Company | NORTHEAST TITLE AND ABSTRACT COMPANY, NORTHEAST TITLE & ABSTRACT CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $200.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 423 DIVISION ST SCHENECTADY NY 123041111, SCHENECTADY, NY 12304-1111 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Aug 15, 2018 |
| Property Address | 368 TWELFTH ST, SCHENECTADY, NY 12306-3110 |
| Document Number | 0000036505 |
| Book / Page | 001993 / 000806 |
| Instrument Date | Jul 20, 2018 |
| Instrument | 36505 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 31, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $332.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Corporate Trust |
| Address | 368 TWELFTH ST SCHENECTADY NY 123063110, SCHENECTADY, NY 12306-3110 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,040.00 (+1.99%) | ||
| 2025 | $5,922.00 (+4.93%) | $115,600 (-) Land $17,300 Building $98,300 | $191,422 (+30.82%) Land $28,647 Building $162,775 |
| 2023 | $115,600 (-) Land $17,300 Building $98,300 | $146,329 (+3.8%) Land $21,899 Building $124,430 | |
| 2022 | $115,600 Land $17,300 Building $98,300 | $140,976 Land $21,098 Building $119,878 | |
| 2021 | $5,644.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 94% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 823 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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