364 Twelfth St, Schenectady, NY 12306 Property Records

Schenectady County and Schenectady City property record for 364 Twelfth St, Schenectady, NY 12306

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 1,804 sqft · built 1910
Lot Size0.139 acres (6,075 sqft)
OwnerIndividual Name on File
Last Sale$40,200 (Aug 2001)
Tax Bill$6,024 (2026)
Flood ZoneZone X (minimal risk)
APN421500 48.58-1-28

Property Details

APN / Parcel Number

Primary APN421500 48.58-1-28
Alternative APN
  • 150004805800010280000000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area1,804 sqft Total Area
1st Floor Area902 sqft
2nd Floor Area902 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area6,075 sqft (0.139 acres)
Lot Dimensions135 ft deep x 45 ft wide
PorchSlab
Porch Area530 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address364 TWELFTH ST
CitySCHENECTADY
StateNY
Zip12306-3110
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning Code03 - MULTI
Legal Description2 WOOD
Legal Block1
Legal Lot Number28.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group3
Census Block3011
Census Tract21200

Owner

364 Twelfth St, a duplex, is owned and occupied by an individual who bought it in August 2001.

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address364 TWELFTH ST, SCHENECTADY, NY 12306-3110
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 10, 2001 · Amount on File
Deed SaleAug 10, 2001 · Amount on File
Prior SaleJun 12, 1996 · Amount on File
Deed Book / Page1606 / 393
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 364 Twelfth St was $6,024 with a homeowner's exemption, up 4.3% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,024.00 (+4.35%) Homeowner's exemption
2025$5,773.00$108,300 Land $16,200 Building $92,100$179,334 Land $26,826 Building $152,508
2023$108,300 (-) Land $16,200 Building $92,100$137,089 (+3.8%) Land $20,506 Building $116,583
2022$108,300 Land $16,200 Building $92,100$132,073 Land $19,756 Building $112,317
2021$5,223.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 364 Twelfth St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 364 Twelfth St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 94% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 823 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
8,000 / 8,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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