368 Main St, Rowley, MA 01969 Property Records

Essex County and Rowley Town property record for 368 Main St, Rowley, MA 01969

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,087 sqft · built 1887
Lot Size	0.196 acres (8,550 sqft)
Owner	Individual Name on Record
Last Sale	$327,000 (Apr 2004)
Tax Bill	$5,774 (2026)
Deeds & Mortgages	Nov 2021 Refinance Mar 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`ROWL M:0027 B:0036 L:0000`

Property Details

APN / Parcel Number

Primary APN	`ROWL M:0027 B:0036 L:0000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,087 sqft Living Area
Gross Area	2,031 sqft
Basement Area	614 sqft
Unfinished Basement	614 sqft

Exterior

Year Built	Built 1887
Effective Year Built	Effective 1887
Architectural Style	Conventional
Exterior Material	Wood Siding
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,550 sqft (0.196 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	368 MAIN ST
City	ROWLEY
State	MA
Zip	01969-1205
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OUT
Legal Block	36
Jurisdiction	ROWLEY MA
Township / Civil Division	ROWLEY
Census Block Group	1
Census Block	1034
Census Tract	270100

Owner

Source: Essex County and Rowley Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	368 MAIN ST, ROWLEY, MA 01969-1205
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
Mar 30, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Aug 30, 2017	Deed of Trust, Mortgage · Closed-End Mortgage GEORGETOWN BANK
Jan 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2004 · Amount on Record
Deed Sale	Apr 30, 2004 · Amount on Record
Prior Sale	Jan 31, 1994 · Amount on Record
Deed Book / Page	22767 / 486
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWLEY MA
Property Address	368 MAIN ST, ROWLEY, MA 01969-1205
Transaction Type	Mortgage
Record Updated	Nov 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	40443-54
Date	Nov 2, 2021
Book Page	40443/54
Instrument	20211102000650

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWLEY MA
Property Address	368 MAIN ST, ROWLEY, MA 01969-1205
Transaction Type	Mortgage
Record Updated	Apr 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	39703-544
Date	Mar 30, 2021
Book Page	39703/544
Instrument	20210330000650

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWLEY MA
Property Address	368 MAIN ST, ROWLEY, MA 01969-1205
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36142-408
Date	Aug 30, 2017
Book Page	36142/408
Instrument	495

Lender

Name	GEORGETOWN BANK

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 1, 2037

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWLEY MA
Property Address	368 MAIN ST, ROWLEY, MA 01969-1205
Document Number	35611-65
Book / Page	035611 / 000065
Instrument Date	Jan 7, 2017
Transaction Type	Mortgage
Record Updated	Feb 1, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	35611-65
Date	Jan 13, 2017
Book Page	035611/000065
Instrument	1701130244

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jan 12, 2042

Tax Assessment & Valuation

Source: Essex County and Rowley Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Rowley Town
Unified School District	Triton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,774.00 (+7.95%)	$477,600 (+5.08%) Land $227,900 Building $249,700	$533,009 (-5.86%)
2025	$5,349.00 (+3.24%)	$454,500 (+6.14%) Land $217,100 Building $237,400	$566,200
2024	$5,181.00 (+6.36%)	$428,200 (+14.46%) Land $206,800 Building $221,400
2023	$4,871.00	$374,100 Land $179,800 Building $194,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (2017–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROWLEY WATER DEPARTMENT serves 6,161 people · EPA ID MA3254000
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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