Essex County and Rowley Town property record for 354 Main St, Rowley, MA 01969 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,446 sqft · built 1900 |
| Lot Size | 0.81 acres (35,284 sqft) |
| Owner | Individual Name on File |
| Last Sale | $419,000 (May 2016) |
| Tax Bill | $6,937 (2025) |
| Deeds & Mortgages | Oct 2022 Refinance Jun 2024 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | ROWL M:0027 B:0008 L:0000 |
| Primary APN | ROWL M:0027 B:0008 L:0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,446 sqft Living Area |
| Gross Area | 2,866 sqft |
| Basement Area | 996 sqft |
| Unfinished Basement | 996 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 35,284 sqft (0.81 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 354 MAIN ST |
|---|---|
| City | ROWLEY |
| State | MA |
| Zip | 01969-1511 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 8 |
| Jurisdiction | ROWLEY MA |
| Township / Civil Division | ROWLEY |
| Census Block Group | 1 |
| Census Block | 1048 |
| Census Tract | 270100 |
Source: Essex County and Rowley Town records · APN ROWL M:0027 B:0008 L:0000
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 354 MAIN ST, ROWLEY, MA 01969-1511 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 05, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance RTN FEDERAL CREDIT UNION |
| Jun 04, 2024 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Aug 26, 2021 | Quit Claim Deed, Transfer · Stand-Alone Refinance NEWREZ LLC |
| Aug 26, 2021 | Quit Claim Deed, Transfer · Stand-Alone Refinance NEWREZ LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 02, 2016 · Amount on Record |
| Deed Sale | May 02, 2016 · Amount on Record |
| Prior Sale | Jan 12, 2007 |
| Deed Book / Page | 34891 / 216 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWLEY MA |
| Property Address | 354 MAIN ST, ROWLEY, MA 01969-1511 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0041231-38 |
|---|---|
| Date | Oct 05, 2022 |
| Book Page | 41231/38 |
| Instrument | 20221005002290 |
| Name | RTN FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 01, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWLEY MA |
| Property Address | 354 MAIN ST, ROWLEY, MA 01969-1511 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0042149-21 |
|---|---|
| Date | Jun 04, 2024 |
| Book Page | 42149/21 |
| Instrument | 20240604000300 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2054 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ROWLEY MA |
| Recording Date | Aug 26, 2021 |
| Property Address | 354 MAIN ST, ROWLEY, MA 01969-1511 |
| Document Number | 40214-66 |
| Book / Page | 40214 / 66 |
| Instrument Date | Aug 16, 2021 |
| Instrument | 20210826003440 |
| Transaction Type | Transfer |
| Record Updated | Sep 10, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 354 MAIN ST, ROWLEY, MA 01969-1511 |
| Document Number | 40214-69 |
|---|---|
| Date | Aug 26, 2021 |
| Book Page | 40214/69 |
| Instrument | 20210826003450 |
| Name | NEWREZ LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Sep 01, 2041 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ROWLEY MA |
| Recording Date | Aug 26, 2021 |
| Property Address | 354 MAIN ST, ROWLEY, MA 01969-1511 |
| Document Number | 0040214-66 |
| Book / Page | 40214 / 66 |
| Instrument Date | Aug 16, 2021 |
| Instrument | 20210826003440 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 354 MAIN ST, ROWLEY, MA 01969-1511 |
| Document Number | 20210826003450 |
|---|---|
| Date | Aug 26, 2021 |
| Instrument | 20210826003450 |
| Name | NEWREZ LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Sep 01, 2041 |
Source: Essex County and Rowley Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Rowley Town |
| Unified School District | Triton School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,937.00 (+3.01%) | $589,400 (+5.91%) Land $275,400 Building $314,000 | $605,055 |
| 2024 | $6,734.00 (+5.85%) | $556,500 (+13.9%) Land $262,400 Building $294,100 | |
| 2023 | $6,362.00 | $488,600 Land $228,100 Building $260,500 |
Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092701001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 2 (2017–2024) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Mar 2024, rainfall accumulation |
| Wildfire Risk | Low above 20% of the US · above 58% of Massachusetts |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 99 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fiber | 980 / 880 |
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