368 Cherry St, South Elgin, IL 60177 Property Records

Kane County property record for 368 Cherry St, South Elgin, IL 60177

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,248 sqft · built 1964
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on File
Last Sale$118,000 (Sep 2013)
Tax Bill$6,707 (2025)
Deeds & MortgagesMay 2019 Mortgage
Flood ZoneZone AE (high risk)
APN06-35-333-011

Property Details

APN / Parcel Number

Primary APN06-35-333-011

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,248 sqft Living Area
1st Floor Area1,248 sqft

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Architectural StyleRanch
Construction TypeFrame
Foundation TypeRaised
Lot Area8,712 sqft (0.2 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Water SourceCommercial

Location & Zoning

Street Address368 CHERRY ST
CitySOUTH ELGIN
StateIL
Zip60177-2010
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRUMAN GILBERTS PLAT OF EAST ELGIN BLOCK 6 THE NORTH 1/2 LOT 2 & 1/2 VACATED ALLEY LYING NORTH OF & ADJ
Legal SubdivisionTRUMAN GILBERTS PLAT
Legal Block6
Legal Lot Number2,1
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group3
Census Block3006
Census Tract851801

Owner

368 Cherry St is owned and occupied by an individual who bought it in September 2013.

Source: Kane County records, as of July 23, 2026

Owner of RecordIndividual Name on File
Mailing Address368 CHERRY ST, SOUTH ELGIN, IL 60177-2010
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 23, 2013 · Amount on File
Deed SaleSep 23, 2013 · Amount on File
Prior SaleJun 23, 2006 · Amount on File
Deed Document Number201369038
Record UpdatedOct 29, 2026

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address368 CHERRY ST, SOUTH ELGIN, IL 60177-2010
Document Number0000020008
Instrument DateMay 13, 2019
Transaction TypeMortgage
Record UpdatedJun 6, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address368 CHERRY ST SOUTH ELGIN IL 601772010, SOUTH ELGIN, IL 60177-2010

Mortgage

Document Number0000020008
DateMay 17, 2019
Instrument20008
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueMay 16, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 368 Cherry St was $6,707.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalitySouth Elgin Village
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,707.00$90,671 (+8.57%) Land $17,454 Building $73,217$272,122 (+8.57%) Land $52,383 Building $219,739
2024$83,514 Land $16,076 Building $67,438$250,642 Land $48,247 Building $202,395
2022$5,920.00 (+5.7%)$68,795 (+6.96%) Land $13,242 Building $55,553$206,385 (+6.96%) Land $39,726 Building $166,659
2021$5,601.00$64,318 Land $12,380 Building $51,938$192,954 Land $37,140 Building $155,814

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 368 Cherry St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 23 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies23 in force
Nearby Flood Claims33 (1978–2020)
Claims Outside the SFHA2 of 33
Most Recent ClaimMay 2020 · rainfall accumulation
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 5 claims
  • Severe Storms And Flooding, Sep 2008 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 368 Cherry St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTH ELGIN
serves 23,648 people · EPA ID IL0890800
Water SourceGroundwater
Last State InspectionApr 2024
Lead1 ppb (2026)
action level 15 ppb
Copper1.5 mg/L (2024)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityBarium
not recorded as resolved · Apr 2026
Treatment and ProcedureCorrosion control
Jul 2025
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 250

May also be available: AT&T, Fox Valley Internet, Verizon.

Nearby Properties on Cherry St

Nearby Streets

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