339 Cherry St, South Elgin, IL 60177 Property Records

Kane County property record for 339 Cherry St, South Elgin, IL 60177

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,925 sqft · built 1978
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$278,000 (Oct 2022)
Tax Bill	$7,461 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Oct 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`06-35-405-004`

Property Details

APN / Parcel Number

Primary APN	`06-35-405-004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,925 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Split Level
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	339 CHERRY ST
City	SOUTH ELGIN
State	IL
Zip	60177-2009
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRUMAN GILBERTS PLAT OF EAST CLINTON NOTHERLY 66 FT LOT 3 BLOCK 5
Legal Subdivision	TRUMAN GILBERTS PLAT
Legal Block	5
Legal Lot Number	3
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3008
Census Tract	851801

Owner

339 Cherry St is owned and occupied by an individual who bought it in October 2022.

Source: Kane County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	339 CHERRY ST, SOUTH ELGIN, IL 60177-2009
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2022	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Oct 27, 2022	Warranty Deed, Transfer NOT AVAILABLE, CT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 27, 2022 · Amount on File
Deed Sale	Oct 27, 2022 · Amount on File
Prior Sale	Aug 3, 2022 · Amount on File
Deed Document Number	202252465
Prior Transfer Date	Jul 6, 2022
Prior Transfer Doc	0000052465
Record Updated	Sep 20, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Aug 3, 2022
Property Address	339 CHERRY ST, SOUTH ELGIN, IL 60177-2009
Document Number	0000039390
Instrument Date	Jul 6, 2022
Instrument	2022K039390
Transaction Type	Transfer
Record Updated	Aug 9, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$278.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	339 CHERRY ST, SOUTH ELGIN, IL 60177-2009

Mortgage

Document Number	0000039391
Date	Aug 3, 2022
Instrument	2022K039391

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2052

Interest

Rate Type	Fixed Rate
Rate	5.62%

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Oct 27, 2022
Property Address	339 CHERRY ST, SOUTH ELGIN, IL 60177-2009
Document Number	0000052465
Instrument Date	Jul 6, 2022
Instrument	2022K052465
Transaction Type	Transfer
Record Updated	Nov 2, 2022
Title Company	NOT AVAILABLE, CT

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	339 CHERRY ST, SOUTH ELGIN, IL 60177-2009

Tax Assessment & Valuation

The 2025 property tax bill for 339 Cherry St was $7,461 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	South Elgin Village
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,461.00 Homeowner's exemption	$108,866 (+8.57%) Land $17,454 Building $91,412	$326,729 (+8.57%) Land $52,383 Building $274,346
2024		$100,272 Land $16,076 Building $84,196	$300,936 Land $48,247 Building $252,689
2022	$3,573.00 (-1.19%) Homeowner's exemption	$82,600 (+6.96%) Land $13,242 Building $69,358	$247,800 (+6.96%) Land $39,726 Building $208,074
2021	$3,616.00 Homeowner's exemption	$77,225 Land $12,380 Building $64,845	$231,675 Land $37,140 Building $194,535

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 339 Cherry St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	33 (1978–2020)
Claims Outside the SFHA	2 of 33
Most Recent Claim	May 2020 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 5 claims Severe Storms And Flooding, Sep 2008 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 339 Cherry St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH ELGIN serves 23,648 people · EPA ID IL0890800
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	1 ppb (2026) action level 15 ppb
Copper	1.5 mg/L (2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Barium not recorded as resolved · Apr 2026
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250

May also be available: AT&T, Fox Valley Internet, Verizon.

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