Kenton County property record for 3679 Mills Rd, Covington, KY 41015
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,288 sqft · built 1980 |
| Lot Size | 1.37 acres (59,895 sqft) |
| Owner | Individual Name on File |
| Last Sale | $112,560 (Aug 2008) |
| Tax Bill | $2,553 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Nov 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 072-00-00-038.00 |
| Primary APN | 072-00-00-038.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,288 sqft Finished Area |
| Gross Area | 2,738 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Brick |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 59,895 sqft (1.37 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Street Address | 3679 MILLS RD |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41015-2476 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1.375 ACS SWC OLD DECOURSEY & MILLS RD |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 65800 |
3679 Mills Rd is owned and occupied by an individual who bought it in August 2008.
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3679 MILLS RD, COVINGTON, KY 41015-2476 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 4, 2022 | Deed of Trust, Mortgage · Conventional Mortgage GENERAL ELECTRIC CU |
| Nov 25, 2019 | Deed of Trust, Mortgage · Conventional with PMI GENERAL ELECTRIC CU |
| Oct 19, 2017 | Deed of Trust, Mortgage · Conventional Mortgage VICTORY CMNTY BK |
| Oct 19, 2017 | Deed of Trust, Mortgage · Conventional with PMI VICTORY CMNTY BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 18, 2008 · Amount on File |
| Deed Sale | Aug 18, 2008 · Amount on File |
| Prior Sale | Apr 21, 2003 · Amount on File |
| Deed Document Number | 200808 18 059 00156 |
| Deed Book / Page | 2364 / 66 |
| Prior Transfer Date | Apr 17, 2003 |
| Prior Transfer Doc | 0421059005 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3679 MILLS RD, COVINGTON, KY 41015-2476 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Title Company | NORTHWEST TITLE FAM/COMPANIES, NORTHWEST TTL FAM OF COMPANI |
| Name | Verified Name |
|---|
| Document Number | 0005900169 |
|---|---|
| Date | Jan 4, 2022 |
| Book Page | 321/548 |
| Instrument | 22010405900169 |
| Name | GENERAL ELECTRIC CU |
|---|---|
| Type | Credit Union |
| Address | CINCINNATI, OH 45241 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3679 MILLS RD, COVINGTON, KY 41015-2476 |
| Document Number | 0000000122 |
| Instrument Date | Nov 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2019 |
| Title Company | NORTHWEST TITLE FAM/COMPANIES |
| Name | Verified Name |
|---|---|
| Address | 3679 MILLS RD COVINGTON KY 410152476, COVINGTON, KY 41015-2476 |
| Document Number | 0000000122 |
|---|---|
| Date | Dec 5, 2019 |
| Book Page | 0I4373/000001 |
| Instrument | 122 |
| Name | GENERAL ELECTRIC CU |
|---|---|
| Type | Credit Union |
| Address | CINCINNATI, OH 45241 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 4, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3679 MILLS RD, COVINGTON, KY 41015-2476 |
| Document Number | 0000000069 |
| Instrument Date | Oct 19, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2019 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 3679 MILLS RD COVINGTON KY 410152476, COVINGTON, KY 41015-2476 |
| Document Number | 0000000069 |
|---|---|
| Date | Oct 30, 2017 |
| Book Page | 0I4019/000300 |
| Instrument | 69 |
| Name | VICTORY CMNTY BK |
|---|---|
| Type | Bank |
| Address | FORT MITCHELL, KY 41017 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 29, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3679 MILLS RD, COVINGTON, KY 41015-2476 |
| Document Number | 0000000044 |
| Instrument Date | Oct 19, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2017 |
| Title Company | HOMESTEAD TITLE COMPANY, HOMESTEAD TITLE AGCY LP |
| Name | Verified Name |
|---|---|
| Address | 3679 MILLS RD COVINGTON KY 410152476, COVINGTON, KY 41015-2476 |
| Document Number | 0000000044 |
|---|---|
| Date | Oct 31, 2017 |
| Book Page | 0I4020/000237 |
| Instrument | 44 |
| Name | VICTORY CMNTY BK |
|---|---|
| Type | Bank |
| Address | FORT MITCHELL, KY 41017 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 30, 2037 |
The 2025 property tax bill for 3679 Mills Rd was $2,553.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $219,600 (-) Land $30,000 Building $189,600 | $219,600 (-) Land $30,000 Building $189,600 | |
| 2025 | $2,553.00 | $219,600 Land $30,000 Building $189,600 | $219,600 Land $30,000 Building $189,600 |
| 2023 | $2,322.00 | $184,000 Land $25,000 Building $159,000 | $184,000 Land $25,000 Building $159,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3679 Mills Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3679 Mills Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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