Kenton County property record for 3665 Mills Rd, Covington, KY 41015
| Property Type | Other |
|---|---|
| Details | built 2024 |
| Lot Size | 1.12 acres (49,092 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $45,000 (Dec 2018) |
| Tax Bill | $2,130 (2025) |
| Deeds & Mortgages | Jun 2021 Transfer Dec 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 072-00-00-039.02 |
| Primary APN | 072-00-00-039.02 |
|---|
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Lot Area | 49,092 sqft (1.12 acres) |
| Heating System | Heat Pump |
|---|---|
| Heating Fuel | Electric |
| Street Address | 3665 MILLS RD |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41015-2476 |
| Property Category | Other |
| Property Type | Other > Miscellaneous |
| Legal Description | 1.1265 ACS M,L KNOWN AS PARCEL D SS MILLS RD |
| Legal Tract | 1 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 65800 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3665 MILLS RD, COVINGTON, KY 41015-2476 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 21, 2021 | Intrafamily Transfer, Transfer |
| Dec 27, 2018 | Warranty Deed, Transfer · Conventional with PMI FARM CREDIT SVCS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 27, 2018 · Amount on Record |
| Deed Sale | Dec 27, 2018 · Amount on Record |
| Deed Document Number | 201812 27 059 00270 |
| Deed Book / Page | 4209 / 258 |
| Prior Transfer Date | Dec 1, 2018 |
| Prior Transfer Doc | 0005900100 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jun 21, 2021 |
| Property Address | 3665 MILLS RD, COVINGTON, KY 41015-2476 |
| Document Number | 0005900057 |
| Book / Page | 99 / 18 |
| Instrument Date | Apr 5, 2021 |
| Instrument | 21062105900057 |
| Transaction Type | Transfer |
| Record Updated | Nov 28, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 3665 MILLS RD, COVINGTON, KY 41015-2476 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Dec 27, 2018 |
| Property Address | 3665 MILLS RD, COVINGTON, KY 41015-2476 |
| Document Number | 0000000270 |
| Book / Page | 0I4209 / 000256 |
| Instrument Date | Dec 21, 2018 |
| Instrument | 270 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2019 |
| Title Company | 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $45.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3657 MILLS RD COVINGTON KY 410152476, COVINGTON, KY 41015-2476 |
| Document Number | 271 |
|---|---|
| Date | Dec 27, 2018 |
| Book Page | 0I4209/000259 |
| Instrument | 271 |
| Name | FARM CREDIT SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | LOUISVILLE, KY 40232 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 26, 2033 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $183,200 (-) Land $33,200 Building $150,000 | $183,200 (-) Land $33,200 Building $150,000 | |
| 2025 | $2,130.00 (+409.57%) | $183,200 (+451.81%) Land $33,200 Building $150,000 | $183,200 (+451.81%) Land $33,200 Building $150,000 |
| 2023 | $418.00 | $33,200 Land $33,200 | $33,200 Land $33,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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