3678 Montclair Rd, Cameron Park (Shingle Springs), CA 95682 Property Records

El Dorado County property record for 3678 Montclair Rd, Cameron Park, CA 95682

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,529 sqft · built 1972
Lot Size	0.32 acres (13,939 sqft)
Owner	Company Name on Record
Last Sale	$480,000 (Mar 2019)
Tax Bill	$5,813 (2025)
Deeds & Mortgages	Mar 2023 Transfer Jun 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`082-183-005-000`

Property Details

APN / Parcel Number

Primary APN	`082-183-005-000`
Alternative APNs	`08218305100` `0821830510`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,529 sqft Living Area
1st Floor Area	2,529 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Construction Type	Wood
Lot Area	13,939 sqft (0.32 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Patio Area	2,529 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3678 MONTCLAIR RD
City	CAMERON PARK
State	CA
Zip	95682-9081
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	L 762 CAMERON PK N 2
Legal Subdivision	CAMERON PK N 2
Legal Lot Number	762
Jurisdiction	EL DORADO CA
Township / Civil Division	SOUTH EL DORADO
Census Block Group	2
Census Block	2004
Census Tract	30809

Owner

Source: El Dorado County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3678 MONTCLAIR RD, CAMERON PARK, CA 95682-9081
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2023	Intrafamily Transfer, Transfer
Jun 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Mar 1, 2019	Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jan 25, 2018	Deed of Trust, Mortgage · Conventional Mortgage BALSA EQUITY INC
Jan 19, 2018	Trustee's Deed, Foreclosure OTHER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2019 · Amount on Record
Deed Sale	Mar 1, 2019 · Amount on Record
Prior Sale	Jan 19, 2018 · Amount on Record
Deed Document Number	20196755
Prior Transfer Date	Jan 17, 2018
Prior Transfer Doc	0000001910
Record Updated	Oct 29, 2026

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EL DORADO CA
Recording Date	Mar 2, 2023
Property Address	3678 MONTCLAIR RD, CAMERON PARK, CA 95682-9081
Document Number	0000005870
Map Reference	MB D PG 1
Instrument Date	Mar 1, 2023
Instrument	2023-0005870
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	3678 MONTCLAIR RD, CAMERON PARK, CA 95682-9081

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	3678 MONTCLAIR RD, CAMERON PARK, CA 95682-9081
Transaction Type	Mortgage
Record Updated	Jul 19, 2022
Title Company	FIRST AMERICAN TTL CO FRESNO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030818
Date	Jun 25, 2020
Instrument	2020-0030818

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2040

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Mar 1, 2019
Property Address	3678 MONTCLAIR RD, CAMERON PARK, CA 95682-9081
Document Number	0000006755
Map Reference	MB D PG 1
Instrument Date	Feb 27, 2019
Instrument	2019-0006755
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3678 MONTCLAIR RD, CAMERON PARK, CA 95682-9081

Mortgage

Document Number	0000006756
Date	Mar 1, 2019
Instrument	2019-0006756

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2049

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	3678 MONTCLAIR RD, CAMERON PARK, CA 95682-9081
Document Number	0000002887
Instrument Date	Jan 25, 2018
Transaction Type	Mortgage
Record Updated	Jun 11, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8733 MAPLE HOLLOW CT GRANITE BAY CA 957466158, GRANITE BAY, CA 95746-6158
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002887
Date	Jan 26, 2018
Instrument	2887

Lender

Name	BALSA EQUITY INC
Address	TIBURON, CA 94920

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

January 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	EL DORADO CA
Recording Date	Jan 19, 2018
Property Address	3678 MONTCLAIR RD, CAMERON PARK, CA 95682-9081
Document Number	0000001910
Instrument Date	Jan 8, 2018
Instrument	1910
Transaction Type	Foreclosure
Record Updated	Jun 11, 2019
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$425.15
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5006 SUNRISE BLVD #100 FAIR OAKS CA 956284940, 100, FAIR OAKS, CA 95628-4940
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Elementary School District	Buckeye Union Elementary School District (KG - 08)
Secondary School District	El Dorado Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$546,151 (+2%) Land $125,158 Building $420,993
2025	$5,813.00 (+2.29%)	$535,443 (+4.04%) Land $122,704 Building $412,739
2024	$5,683.00 (+1.92%)
2023	$5,576.00 (+1.47%)	$514,654 Land $117,941 Building $396,713
2022	$5,495.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1993–2011)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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