El Dorado County property record for 3655 Montclair Rd, Cameron Park, CA 95682
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,333 sqft · built 1978 |
| Lot Size | 0.72 acres (31,363 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $365,000 (Jan 2013) |
| Tax Bill | $4,816 (2025) |
| Deeds & Mortgages | Jul 2022 Second Mortgage Nov 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 082-182-010-000 |
| Primary APN | 082-182-010-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 2,333 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Construction Type | Wood |
| Lot Area | 31,363 sqft (0.72 acres) |
| Terrain | Brushy |
| Garage Type | Attached |
| Garage Area | 648 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 2,333 sqft |
| Sewer | Municipal |
|---|---|
| Water Source | Commercial |
| Street Address | 3655 MONTCLAIR RD |
|---|---|
| City | CAMERON PARK |
| State | CA |
| Zip | 95682-9081 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | L 793 CAMERON PK N 2 |
| Legal Subdivision | CAMERON PK N 2 |
| Legal Lot Number | 793 |
| Jurisdiction | EL DORADO CA |
| Township / Civil Division | SOUTH EL DORADO |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 30809 |
Source: El Dorado County records · APN 082-182-010-000
Assessment roll updated August 18, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3655 MONTCLAIR RD, CAMERON PARK, CA 95682-9081 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 27, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SIERRA CENTRAL CU |
| Nov 22, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage COMMERCE BANK |
| Jun 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SIERRA CTRL CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 30, 2013 · Amount on Record |
| Deed Sale | Jan 30, 2013 · Amount on Record |
| Deed Document Number | 20134556 |
| Last Transfer Date | Mar 11, 2021 |
| Transfer Doc | 0000072103 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 3655 MONTCLAIR RD, CAMERON PARK, CA 95682-9081 |
| Transaction Type | Mortgage |
| Record Updated | Aug 08, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3655 MONTCLAIR RD, CAMERON PARK, CA 95682-9081 |
| Document Number | 0000031534 |
|---|---|
| Date | Jul 27, 2022 |
| Instrument | 2022-0031534 |
| Name | SIERRA CENTRAL CU |
|---|---|
| Type | Credit Union |
| Address | YUBA CITY, CA 95993 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 01, 2037 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Nov 22, 2021 |
| Property Address | 3655 MONTCLAIR RD, CAMERON PARK, CA 95682-9081 |
| Document Number | 0000072103 |
| Map Reference | MB D PG 1 |
| Instrument Date | Mar 11, 2021 |
| Instrument | 2021-0072103 |
| Transaction Type | Transfer |
| Record Updated | Dec 02, 2021 |
| Title Company | AMROCK INC, AMROCK LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3655 MONTCLAIR RD, CAMERON PARK, CA 95682-9081 |
| Document Number | 0000072104 |
|---|---|
| Date | Nov 22, 2021 |
| Instrument | 2021-0072104 |
| Name | COMMERCE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 353 Months |
| Due | Apr 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 3655 MONTCLAIR RD, CAMERON PARK, CA 95682-9081 |
| Document Number | 0000030006 |
| Instrument Date | Jun 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 01, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 3655 MONTCLAIR RD CAMERON PARK CA 956829081, CAMERON PARK, CA 95682-9081 |
| Document Number | 0000030006 |
|---|---|
| Date | Jun 23, 2020 |
| Instrument | 30006 |
| Name | SIERRA CTRL CU |
|---|---|
| Type | Credit Union |
| Address | YUBA CITY, CA 95993 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 22, 2035 |
Source: El Dorado County records · Assessment roll updated August 18, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | El Dorado County |
| Elementary School District | Buckeye Union Elementary School District (KG - 08) |
| Secondary School District | El Dorado Union High School District (09 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,816.00 (+2.29%) Homeowner's exemption | $449,334 (+4.04%) Land $153,921 Building $295,413 |
| 2024 | $4,708.00 (+1.97%) | |
| 2023 | $4,617.00 (+1.49%) Homeowner's exemption | $431,888 Land $147,945 Building $283,943 |
| 2022 | $4,549.00 |
Source: FEMA National Flood Hazard Layer as of August 25, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1993–2011) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Mar 2011 · rainfall accumulation |
| Wildfire Risk | Low lower than 66% of the US · lower than 80% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
Based on FCC filings for 295 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | EL DORADO ID - MAIN serves 128,408 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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