3647 Broad St, Clyde, NC 28721 Property Records

Haywood County property record for 3647 Broad St, Clyde, NC 28721 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1978
Square Footage	902 sqft Heated Area
Lot Size	20,604 sqft (0.473 acres)
Garage	384 sqft
Last Sale	$270,000 (2024)
Tax Bill	$284.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`8637-81-4893`
Alternative APNs	`253726` `284750`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Building Area	902 sqft Heated Area
Gross Area	1,154 sqft Gross Area
1st Floor	902 sqft 1st Floor
Basement Area	451 sqft Basement
Unfinished Basement	451 sqft Unfinished
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1978
Architectural Style	Conventional Style
Exterior Material	Stucco Exterior
Roof Material	Asphalt Roof
Lot Area	20,604 sqft (0.473 acres)
Garage Area	384 sqft Garage

Utilities and HVAC

Cooling System	Partial Cooling
Heating System	Heat Pump Heating
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	284750
Street Address	3647 BROAD ST
City	CLYDE
State	NC
Zip	28721-6807
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	3647 BROAD ST
Legal Subdivision	OSBORNE ADD
Jurisdiction	HAYWOOD NC
Minor Civil Division	CLYDE
Census Blockgroup	2
Census Block	2000
Census Tract	920502

Owner

Source: Haywood County records · APN 8637-81-4893

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	307 OLDE COVINGTON WAY, ARDEN, NC 28704-9311
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 16, 2024 · Amount on Record
Deed Sale	Aug 16, 2024 · Amount on Record
Prior Sale	Nov 09, 2018 · Amount on Record
Deed Doc Number	20246708
Deed Book / Page	1113 / 288
Record Refreshed	Sep 20, 2026

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Nov 09, 2018
Property Address	3647 BROAD ST, CLYDE, NC 28721-6807
Document Number	0009622319
Book / Page	000962 / 002319
Instrument Date	Nov 09, 2018
Instrument	10101
Transaction Type	Transfer
Record Updated	Nov 27, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$260.00
Amount Accuracy	Full Value
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3647 BROAD ST CLYDE NC 287216807, CLYDE, NC 28721-6807

Mortgage

Document Number	9622320
Date	Nov 09, 2018
Book Page	000962/002320
Instrument	10102

Lender

Name	STATE EMPS CU
Address	RALEIGH, NC 27611-5279

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 08, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.87%

Tax Assessment & Valuation

Source: Haywood County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Municipality	Clyde Town
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$43,700 (-) Land $17,000 Building $26,700
2025	$284.00	$43,700 (-62.59%) Land $17,000 Building $26,700	$43,700 (-62.59%) Land $17,000 Building $26,700
2023		$116,800 Land $17,000 Building $99,800	$116,800 (-) Land $17,000 Building $99,800
2021			$116,800 Land $17,000 Building $99,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Haywood County (37087C), updated December 25, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM

Wildfire

Wildfire Risk	Low above 34% of the US · above 48% of North Carolina
Wildfire Likelihood	About 1 in 3,125 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.