367 Chestnut St, Oneonta, NY 13820 Property Records

Otsego County and Oneonta City property record for 367 Chestnut St, Oneonta, NY 13820

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 924 sqft · built 1920
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on File
Last Sale	$95,000 (Dec 2024)
Tax Bill	$4,747 (2026)
Deeds & Mortgages	Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`361200 299.7-7-3.1`

Property Details

APN / Parcel Number

Primary APN	`361200 299.7-7-3.1`
Alternative APNs	`120029900700070030010000` `3911 0541`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	924 sqft Living Area
1st Floor Area	528 sqft
Upper Floors Area	396 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1965
Architectural Style	Traditional
Exterior Material	Composition/Composite
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	196 ft deep x 64 ft wide
Garage Type	Detached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	260 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	3911 0541
Street Address	367 CHESTNUT ST
City	ONEONTA
State	NY
Zip	13820-2150
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	530
Legal Block	7
Legal Lot Number	3.001
Jurisdiction	OTSEGO NY
Township / Civil Division	ONEONTA
Census Block Group	1
Census Block	1031
Census Tract	591100

Owner

367 Chestnut St is owned and occupied by an individual who bought it in December 2024.

Source: Otsego County and Oneonta City records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	367 CHESTNUT ST, ONEONTA, NY 13820-2150
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 2, 2024 · Amount on File
Deed Sale	Dec 2, 2024 · Amount on File
Prior Sale	Feb 5, 2020 · Amount on File
Deed Document Number	20242024-4798
Record Updated	Oct 29, 2026

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OTSEGO NY
Recording Date	Feb 5, 2020
Property Address	367 CHESTNUT ST, ONEONTA, NY 13820-2150
Document Number	0000000588
Instrument Date	Jan 9, 2020
Instrument	588
Transaction Type	Transfer
Record Updated	Feb 27, 2020
Title Company	MACGREGOR ABSTRACT CORPORATION, MACGREGOR ABSTRACT CORP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,336.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	21 FOX HOLLOW RD PETERSBURG NY 121386209, PETERSBURG, NY 12138-6209

Mortgage

Document Number	589
Date	Feb 5, 2020
Instrument	589

Lender

Name	M&T BK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 367 Chestnut St was $4,747, down 49.1% from the year before.

Source: Otsego County and Oneonta City assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Otsego County
Municipality	Oneonta City
Unified School District	Oneonta City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,747.00 (-49.05%)
2025	$9,317.00	$122,000 Land $23,400 Building $98,600	$171,831 Land $32,958 Building $138,873
2023		$122,000 Land $23,400 Building $98,600	$150,617 Land $28,889 Building $121,728

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 367 Chestnut St in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	11 (1978–2011)
Claims Outside the SFHA	2 of 11
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee
Claims by Event	Severe Storms And Flooding, Jun 2006 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 367 Chestnut St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONEONTA CITY serves 15,954 people · EPA ID NY3800154
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000