357 Chestnut St, #361, Oneonta, NY 13820 Property Records

Otsego County and Oneonta City property record for 357 Chestnut St, #361, Oneonta, NY 13820

Property Summary

Property Type	Mixed Use Store/Office
Details	18,732 sqft · built 1980
Lot Size	0.53 acres (23,087 sqft)
Owner	Company Name on File
Last Sale	$405,000 (May 2025)
Tax Bill	$14,016 (2026)
Deeds & Mortgages	Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`361200 299.7-7-10`

Property Details

APN / Parcel Number

Primary APN	`361200 299.7-7-10`
Alternative APNs	`120029900700070100000000` `3911 0540`

Interior

Stories	1 Story
Building Area	18,732 sqft Gross Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Lot Area	23,087 sqft (0.53 acres)
Lot Dimensions	150 ft deep x 149 ft wide

Utilities, Heating & Cooling

Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	3911 0540
Street Address	357 CHESTNUT ST, 361
City	ONEONTA
State	NY
Zip	13820-2116
Property Category	Commercial
Property Type	Commercial > Retail > Mixed Use Store/Office
Local Zoning Code	530
Legal Block	7
Legal Lot Number	10.000
Jurisdiction	OTSEGO NY
Township / Civil Division	ONEONTA
Census Block Group	1
Census Block	1031
Census Tract	591100

Owner

357 Chestnut St, #361 is owned by a company that bought it in May 2025.

Source: Otsego County and Oneonta City records, as of September 23, 2026

Owner of Record	Company Name on File
Mailing Address	3091 RIVERSIDE DR, WANTAGH, NY 11793-4637
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2025 · Amount on File
Deed Sale	May 21, 2025 · Amount on File
Prior Sale	Feb 5, 2020 · Amount on File
Deed Document Number	20252025-1948
Record Updated	Oct 29, 2026

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OTSEGO NY
Recording Date	Feb 5, 2020
Property Address	357-361 CHESTNUT ST, ONEONTA, NY 13820
Document Number	0000000588
Instrument Date	Jan 9, 2020
Instrument	588
Transaction Type	Transfer
Record Updated	Feb 27, 2020
Title Company	MACGREGOR ABSTRACT CORPORATION, MACGREGOR ABSTRACT CORP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,336.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	21 FOX HOLLOW RD PETERSBURG NY 121386209, PETERSBURG, NY 12138-6209

Mortgage

Document Number	589
Date	Feb 5, 2020
Instrument	589

Lender

Name	M&T BK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 357 Chestnut St, #361 was $14,016, down 37.5% from the year before.

Source: Otsego County and Oneonta City assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Otsego County
Municipality	Oneonta City
Unified School District	Oneonta City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,016.00 (-37.48%)
2025	$22,418.00	$360,000 Land $36,000 Building $324,000	$507,042 Land $50,704 Building $456,338
2023		$360,000 Land $36,000 Building $324,000	$444,444 Land $44,444 Building $400,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 357 Chestnut St, #361 in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	11 (1978–2011)
Claims Outside the SFHA	2 of 11
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee
Claims by Event	Severe Storms And Flooding, Jun 2006 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 357 Chestnut St, #361 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONEONTA CITY serves 15,954 people · EPA ID NY3800154
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000