3669 E Bay St, Duluth, GA 30096 Property Records

Gwinnett County property record for 3669 E Bay St, Duluth, GA 30096 · Last verified August 2026

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 2,250 sqft · built 1986
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Individual Names on File
Last Sale	$410,000 (Dec 2024)
Tax Bill	$4,705 (2025)
Deeds & Mortgages	Sep 2024 Mortgage Dec 2024 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`6-291A-025`

Property Details

APN / Parcel Number

Primary APN	`6-291A-025`
Alternative APNs	`R6291A-025` `1140501`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,250 sqft Living Area
Gross Area	2,646 sqft
1st Floor Area	816 sqft
Basement Area	816 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Townhouse
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,356 sqft (0.1 acres)
Terrain	High
View / Lot	Primary
Garage Type	Basement
Parking Spaces	1 Parking Space
Porch	Slab
Deck Area	60 sqft
Patio Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3669 E BAY ST
City	DULUTH
State	GA
Zip	30096-6366
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	L12A ASHLEY SQUARE 1
Legal Subdivision	ASHLEY SQUARE 1
Legal Block	A
Legal Lot Number	12A
Jurisdiction	GWINNETT GA
Township / Civil Division	SUWANEE-DULUTH
Census Block Group	2
Census Block	2003
Census Tract	50219

Owner

Source: Gwinnett County records · APN 6-291A-025

Assessment roll updated November 17, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3669 E BAY ST, DULUTH, GA 30096-6366
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 06, 2024	Deed of Trust, Mortgage · Conventional Mortgage CREDIT UNION OF GEORGIA
Dec 20, 2024	Warranty Deed, Transfer · Conventional Mortgage AMERIS BANK
Oct 08, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST OPTION MORTGAGE
Jul 12, 2021	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE
Jul 12, 2021	Warranty Deed, Transfer
May 10, 2018	Grant Deed, Transfer · Conventional with PMI FIRST OPTION MTG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 20, 2024 · Amount on Record
Deed Sale	Dec 20, 2024 · Amount on Record
Prior Sale	Jul 12, 2021 · Amount on Record
Deed Book / Page	61595 / 291
Record Updated	Sep 20, 2026

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GWINNETT GA
Property Address	3669 E BAY ST, DULUTH, GA 30096-6366
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3669 E BAY ST, DULUTH, GA 30096-6366

Mortgage

Document Number	0614020856
Date	Sep 06, 2024
Book Page	0000061402/0000000856

Lender

Name	CREDIT UNION OF GEORGIA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 01, 2034

December 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GWINNETT GA
Recording Date	Dec 20, 2024
Property Address	3669 E BAY ST, DULUTH, GA 30096-6366
Document Number	0615950291
Book / Page	61595 / 291
Instrument Date	Dec 19, 2024
Transaction Type	Transfer
Record Updated	Apr 14, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3669 E BAY ST, DULUTH, GA 30096-6366

Mortgage

Document Number	0061595293
Date	Dec 20, 2024
Instrument	61595/293

Lender

Name	AMERIS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2055

Mortgage

Document Number	0615950105
Date	Dec 20, 2024
Book Page	0000061595/0000000105

Lender

Name	AMERIS BANK

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jan 01, 2030

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GWINNETT GA
Property Address	3669 E BAY ST, DULUTH, GA 30096-6366
Transaction Type	Mortgage
Record Updated	Jun 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3669 E BAY ST, DULUTH, GA 30096-6366

Mortgage

Document Number	0569390509
Date	Oct 08, 2019
Book Page	0000056939/0000000509

Lender

Name	FIRST OPTION MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2049

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GWINNETT GA
Recording Date	Jul 12, 2021
Property Address	3669 E BAY ST, DULUTH, GA 30096-6366
Document Number	0589470178
Book / Page	58947 / 178
Instrument Date	Jul 12, 2021
Instrument	2021-023244
Transaction Type	Transfer
Record Updated	Apr 14, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3669 E BAY ST, DULUTH, GA 30096-6366

Mortgage

Document Number	0058947180
Date	Jul 12, 2021
Instrument	58947/180

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Jan 01, 2051

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GWINNETT GA
Recording Date	Jul 12, 2021
Property Address	3669 E BAY ST, DULUTH, GA 30096-6366
Document Number	0589470202
Book / Page	58947 / 202
Instrument Date	Jul 12, 2021
Instrument	2021-023245
Transaction Type	Transfer
Record Updated	Apr 14, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3669 E BAY ST, DULUTH, GA 30096-6366

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GWINNETT GA
Recording Date	May 10, 2018
Property Address	3669 E BAY ST, DULUTH, GA 30096-6366
Document Number	0558720784
Book / Page	055872 / 000784
Instrument Date	May 08, 2018
Transaction Type	Transfer
Record Updated	Jan 14, 2019
Title Company	INVESTOR TITLE INSURANCE COMPANY, INVESTOR TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$239.90
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3669 E BAY ST DULUTH GA 300966366, DULUTH, GA 30096-6366

Mortgage

Document Number	558720785
Date	May 10, 2018
Book Page	055872/000785

Lender

Name	FIRST OPTION MTG
Type	Mortgage Company
Address	ATLANTA, GA 30339-5999

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 09, 2048

Tax Assessment & Valuation

Source: Gwinnett County records · Assessment roll updated November 17, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Gwinnett County
Municipality	Duluth City
Unified School District	Gwinnett County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,705.00 (+56.68%)	$162,400 (+10.39%) Land $22,000 Building $140,400	$406,000 (+10.39%) Land $55,000 Building $351,000
2023	$3,003.00	$147,120 Land $20,000 Building $127,120
2022			$367,800 Land $50,000 Building $317,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Gwinnett County (13135C), updated June 7, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 3% of the US · above 1% of Georgia
Wildfire Likelihood	About 1 in 9,091 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 413 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
AT&T	DSL	100 / 20

May also be available at this address: AT&T, Xfinity, Verizon, Google Fiber. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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