Gwinnett County property record for 3659 E Bay St, Duluth, GA 30096 · Last verified June 2026
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 3.5 ba · 2,214 sqft · built 1987 |
| Lot Size | 0.09 acres (3,920 sqft) |
| Owner | Individual Name on File |
| Last Sale | $385,000 (Nov 2025) |
| Tax Bill | $598 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Apr 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 6-291A-024 |
| Primary APN | 6-291A-024 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 2,214 sqft Living Area |
| Gross Area | 2,412 sqft |
| 1st Floor Area | 798 sqft |
| Basement Area | 798 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Townhouse |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Type | Gable/Hip |
| Lot Area | 3,920 sqft (0.09 acres) |
| Terrain | High |
| View / Lot | Primary |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Deck Area | 240 sqft |
| Patio Area | 480 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3659 E BAY ST |
|---|---|
| City | DULUTH |
| State | GA |
| Zip | 30096-6366 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | L13A ASHLEY SQUARE 1 |
| Legal Subdivision | ASHLEY SQUARE 1 |
| Legal Block | A |
| Legal Lot Number | 13A |
| Jurisdiction | GWINNETT GA |
| Township / Civil Division | SUWANEE-DULUTH |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 50219 |
Source: Gwinnett County records · APN 6-291A-024
Assessment roll updated November 17, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3659 E BAY ST, DULUTH, GA 30096-6366 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 17, 2025 | Deed of Trust, Mortgage ACOPIA |
| Apr 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL |
| Nov 17, 2025 | Trustee's Deed, Foreclosure · VA Mortgage ACOPIA |
| Sep 20, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Apr 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL |
| Sep 20, 2019 | Deed of Trust, Mortgage · Conventional Mortgage HOME PT FIN'L |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 17, 2025 · Amount on Record |
| Deed Sale | Nov 17, 2025 · Amount on Record |
| Prior Sale | Sep 20, 2023 |
| Deed Book / Page | 62190 / 782 |
| Prior Transfer Date | Sep 14, 2023 |
| Prior Transfer Doc | 0608180451 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GWINNETT GA |
| Property Address | 3659 E BAY ST, DULUTH, GA 30096-6366 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3659 E BAY ST, DULUTH, GA 30096-6366 |
| Document Number | 0621900806 |
|---|---|
| Date | Nov 17, 2025 |
| Book Page | 0000062190/0000000806 |
| Name | ACOPIA |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GWINNETT GA |
| Property Address | 3659 E BAY ST, DULUTH, GA 30096-6366 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3659 E BAY ST, DULUTH, GA 30096-6366 |
| Document Number | 0586080436 |
|---|---|
| Date | Apr 12, 2021 |
| Book Page | 0000058608/0000000436 |
| Name | HOME POINT FINANCIAL |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2051 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | GWINNETT GA |
| Recording Date | Nov 17, 2025 |
| Property Address | 3659 E BAY ST, DULUTH, GA 30096-6366 |
| Document Number | 0621900782 |
| Book / Page | 62190 / 782 |
| Instrument Date | Nov 17, 2025 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 27, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3.85 |
| Amount Accuracy | Verified / From Affidavit |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3659 E BAY ST, DULUTH, GA 30096-6366 |
| Document Number | 0062190784 |
|---|---|
| Date | Nov 17, 2025 |
| Instrument | 62190/784 |
| Name | ACOPIA |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 350 Months |
| Due | Jan 01, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GWINNETT GA |
| Recording Date | Sep 20, 2023 |
| Property Address | 3659 E BAY ST, DULUTH, GA 30096-6366 |
| Document Number | 0608180451 |
| Book / Page | 60818 / 451 |
| Instrument Date | Sep 14, 2023 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3659 E BAY ST, DULUTH, GA 30096-6366 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GWINNETT GA |
| Property Address | 3659 E BAY ST, DULUTH, GA 30096-6366 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3659 E BAY ST, DULUTH, GA 30096-6366 |
| Document Number | 0586080000000436 |
|---|---|
| Date | Apr 12, 2021 |
| Book Page | 0000058608/0000000436 |
| Name | HOME POINT FINANCIAL |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GWINNETT GA |
| Property Address | 3659 E BAY ST, DULUTH, GA 30096-6366 |
| Document Number | 0569140841 |
| Instrument Date | Sep 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3659 E BAY ST DULUTH GA 300966366, DULUTH, GA 30096-6366 |
| Document Number | 0569140841 |
|---|---|
| Date | Sep 30, 2019 |
| Book Page | 056914/000841 |
| Name | HOME PT FIN'L |
|---|---|
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 29, 2049 |
Source: Gwinnett County records · Assessment roll updated November 17, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Gwinnett County |
| Municipality | Duluth City |
| Unified School District | Gwinnett County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $598.00 (+31.43%) | $151,040 (+7.52%) Land $22,000 Building $129,040 | $377,600 (+7.52%) Land $55,000 Building $322,600 |
| 2023 | $455.00 | $140,480 Land $20,000 Building $120,480 | |
| 2022 | $351,200 Land $50,000 Building $301,200 |
Source: FEMA National Flood Hazard Layer, Gwinnett County (13135C), updated June 7, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 3% of the US · above 1% of Georgia |
|---|---|
| Wildfire Likelihood | About 1 in 9,091 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 413 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| AT&T | DSL | 100 / 20 |
May also be available at this address: AT&T, Xfinity, Verizon, Google Fiber. Availability varies by address; speeds are provider-advertised maximums, not measured.
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