3664 SE Cambridge Dr, Stuart, FL 34997 Property Records

Martin County property record for 3664 SE Cambridge Dr, Stuart, FL 34997

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,166 sqft · built 1990
Lot Size0.23 acres (10,019 sqft)
OwnerCompany Name on Record
Last Sale$768,000 (Dec 2024)
Tax Bill$9,506 (2025)
Deeds & MortgagesOct 2020 Mortgage
Mar 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN39-38-41-003-000-0013.0-2-0000

Property Details

APN / Parcel Number

Primary APN39-38-41-003-000-0013.0-2-0000
Alternative APNs
  • 39-38-41-003-000-00130-2
  • 35748

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area2,166 sqft Living Area
Gross Area2,747 sqft
1st Floor Area2,166 sqft
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 2010
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area10,019 sqft (0.23 acres)
View / LotWater View
Garage TypeAttached
Garage Area581 sqft
Parking Spaces2 Parking Spaces
PorchOpen Concrete/Masonry Porch
Porch Area419 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number35748
Street Address3664 SE CAMBRIDGE DR
CitySTUART
StateFL
Zip34997-5646
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUDR
Legal DescriptionLOT 13 WILLOUGHBY PLAT NO 3 ACCORDING TO THE PLAT THEREOF RECORDED IN PLAT BOOK 11 PAGE 73 PUBLIC RECORDS MARTIN COUNTY FLORIDA
Legal Range41E
Legal Township38S
Legal Section39
Legal SubdivisionWILLOUGHBY
Legal Block1
Legal Lot Number13
JurisdictionMARTIN FL
Township / Civil DivisionPORT SALERNO-HOBE SOUND
Census Block Group1
Census Block1003
Census Tract1105

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address3664 SE CAMBRIDGE DR, STUART, FL 34997-5646
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Oct 12, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Mar 28, 2018Warranty Deed, Transfer · Conventional Mortgage
GUARANTEED RATE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 13, 2024 · Amount on Record
Deed SaleDec 13, 2024 · Amount on Record
Prior SaleMar 28, 2018 · Amount on Record
Deed Document Number20243104577
Deed Book / Page3473 / 802
Prior Transfer DateAug 14, 2016
Prior Transfer Doc0008192016
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address3664 SE CAMBRIDGE DR, STUART, FL 34997-5646
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address3664 SE CAMBRIDGE DR, STUART, FL 34997-5646

Mortgage

Document Number0031650143
DateOct 12, 2020
Book Page3165/143
Instrument2843094
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateMar 28, 2018
Property Address3664 SE CAMBRIDGE DR, STUART, FL 34997-5646
Document Number0029830131
Book / Page002983 / 000131
Instrument DateMar 22, 2018
Instrument2685955
Transaction TypeTransfer
Record UpdatedApr 6, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,716.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address3664 SE CAMBRIDGE DR STUART FL 349975646, STUART, FL 34997-5646

Mortgage

Document Number29830132
DateMar 28, 2018
Book Page002983/000132
Instrument2685956
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 27, 2048

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,506.00 (+93.8%)$572,680 (+88.73%) Land $170,000 Building $402,680$572,680 (+26.93%) Land $170,000 Building $402,680
2024$4,905.00 (+2.12%)
2023$4,803.00 (+3.67%) Additional exemption filed$303,434 (+3%)$451,180 (+14.32%) Land $155,000 Building $296,180
2022$4,633.00 Homeowner's exemption$294,597$394,670 Land $167,400 Building $227,270

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 143 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies143 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARTIN CO UTILITIES
serves 104,105 people · EPA ID FL4431891
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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