Martin County property record for 3642 SE Cambridge Dr, Stuart, FL 34997
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,458 sqft · built 1991 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual Name on File |
| Last Sale | $321,800 (May 1991) |
| Tax Bill | $4,794 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 39-38-41-003-000-0012.0-4-0000 |
| Primary APN | 39-38-41-003-000-0012.0-4-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 2,458 sqft Living Area |
| Gross Area | 3,031 sqft |
| 1st Floor Area | 2,458 sqft |
| Interior Walls | Wallboard/Drywall |
| Elevator | Elevator |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 9,148 sqft (0.21 acres) |
| View / Lot | Water View |
| Garage Type | Attached |
| Garage Area | 573 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Concrete/Masonry Porch |
| Porch Area | 396 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 35747 |
|---|---|
| Street Address | 3642 SE CAMBRIDGE DR |
| City | STUART |
| State | FL |
| Zip | 34997-5646 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUDR |
| Legal Description | LOT 12 WILLOUGHBY PLAT NO 3 ACCORDING TO THE PLAT THEREOF RECORDED IN PLAT BOOK 11 PAGE 73 PUBLIC RECORDS MARTIN COUNTY FLORIDA |
| Legal Range | 41E |
| Legal Township | 38S |
| Legal Section | 39 |
| Legal Subdivision | WILLOUGHBY |
| Legal Block | 1 |
| Legal Lot Number | 12 |
| Jurisdiction | MARTIN FL |
| Township / Civil Division | PORT SALERNO-HOBE SOUND |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 1105 |
3642 SE Cambridge Dr is owned and occupied by an individual who acquired it in December 2018.
Source: Martin County records, as of September 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3642 SE CAMBRIDGE DR, STUART, FL 34997-5646 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 17, 1991 · Amount on File |
| Deed Sale | May 17, 1991 · Amount on File |
| Deed Book / Page | 907 / 1000 |
| Last Transfer Date | Dec 13, 2018 |
| Transfer Doc | 0030351003 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 3642 SE Cambridge Dr was $4,794 with a homeowner's exemption, down 0.6% from the year before.
Source: Martin County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Martin County |
| Unified School District | Martin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,794.00 (-0.62%) Homeowner's exemption | $316,520 | $514,100 Land $170,000 Building $344,100 |
| 2024 | $4,824.00 (+2.14%) | ||
| 2023 | $4,723.00 (+3.67%) Additional exemption filed | $298,641 (+3%) | $489,210 (+15.48%) Land $155,000 Building $334,210 |
| 2022 | $4,556.00 Homeowner's exemption | $289,943 | $423,630 Land $167,400 Building $256,230 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3642 SE Cambridge Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 143 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 143 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3642 SE Cambridge Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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