Oceana County property record for 3664 E M 20, Hesperia, MI 49421
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,728 sqft · built 1985 |
| Lot Size | 20 acres (871,200 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $90,000 (Nov 2009) |
| Tax Bill | $1,848 (2025) |
| Deeds & Mortgages | Jul 2020 Line of Credit Jul 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 013-026-400-01 |
| Primary APN | 013-026-400-01 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Stories | 1 Story |
| Building Area | 1,728 sqft Gross Area |
| 1st Floor Area | 1,464 sqft |
| Basement Area | 1,464 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Lot Area | 871,200 sqft (20 acres) |
| Garage Area | 896 sqft |
| Parking Spaces | 4 Parking Spaces |
| Total Buildings | 3 Buildings |
| Street Address | 3664 E M 20 |
|---|---|
| City | HESPERIA |
| State | MI |
| Zip | 49421-9083 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S 1/2 OF SW 1/4 OF SE 1/4 SEC 26 T14N R16W EXC TH PT TO CONS PWR & EXC COM AT PT IN C/L OF HWY M-20 33 FT W OF E LN OF SW 1/4 |
| Legal Range | 16W |
| Legal Township | 14N |
| Legal Section | 26 |
| Jurisdiction | OCEANA MI |
| Township / Civil Division | FERRY |
| Census Block Group | 3 |
| Census Block | 3140 |
| Census Tract | 10600 |
3664 E M 20 is owned and occupied by two individuals who bought it in November 2009.
Source: Oceana County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3664 E M 20, HESPERIA, MI 49421-9083 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 2, 2020 | Deed of Trust, Mortgage · Line of Credit GREENSTONE FARM CREDIT SERVICES FLCA |
| Jul 9, 2018 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 2, 2009 · Amount on File |
| Deed Sale | Nov 2, 2009 · Amount on File |
| Prior Sale | Oct 5, 2007 · Amount on File |
| Deed Book / Page | 2009 / 23684 |
| Prior Transfer Date | Sep 27, 2007 |
| Prior Transfer Doc | 2007/023599 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEANA MI |
| Property Address | 3664 E M 20, HESPERIA, MI 49421-9083 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2020/12419 |
|---|---|
| Date | Jul 2, 2020 |
| Book Page | 2020/12419 |
| Instrument | 202000003588 |
| Name | GREENSTONE FARM CREDIT SERVICES FLCA |
|---|---|
| Type | Subprime Lender |
| Address | EAST LANSING, MI 48823 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 1, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OCEANA MI |
| Recording Date | Jul 9, 2018 |
| Property Address | 3664 E M 20, HESPERIA, MI 49421-9083 |
| Document Number | 2018/011943 |
| Book / Page | 2018 / 011943 |
| Instrument Date | Jul 6, 2018 |
| Instrument | 201800003895 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3664 E M 20, 3664, HESPERIA, MI 49421-9083 |
| Name | Verified Name |
|---|---|
| Address | 3664 E M 20, HESPERIA, MI 49421-9083 |
The 2025 property tax bill for 3664 E M 20 was $1,848 with a homeowner's exemption, up 3% from the year before.
Source: Oceana County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oceana County |
| County Subdivision | Ferry Township |
| Unified School District | Shelby Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $159,500 (+23.26%) Building $159,500 | $319,000 (+23.26%) Building $319,000 | |
| 2025 | $1,848.00 (+3.01%) Homeowner's exemption | $129,400 Building $129,400 | $258,800 Building $258,800 |
| 2024 | $1,794.00 | ||
| 2023 | $104,200 Building $104,200 | $208,400 (-) Building $208,400 | |
| 2022 | $1,539.00 | $208,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3664 E M 20 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3664 E M 20 is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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