Oceana County property record for 3489 E M 20, Hesperia, MI 49421
| Property Type | Single Family Home |
|---|---|
| Lot Size | 11.5 acres (503,124 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $678 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Sep 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 013-035-100-01 |
| Primary APN | 013-035-100-01 |
|---|
| Lot Area | 503,124 sqft (11.5 acres) |
|---|
| Street Address | 3489 E M 20 |
|---|---|
| City | HESPERIA |
| State | MI |
| Zip | 49421-9082 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 3489 E M-20 MLC804776 WD841125 QC9512033 QC-L2014P9830 PT TO 200-04 IN 81 PT TO 6 IN 96 SEC 35 T14N R16W. PT OF NE 1/4 OF NW |
| Legal Range | 16W |
| Legal Township | 14N |
| Legal Section | 35 |
| Jurisdiction | OCEANA MI |
| Township / Civil Division | FERRY |
| Census Block Group | 3 |
| Census Block | 3146 |
| Census Tract | 10600 |
Source: Oceana County assessment roll, APN 013-035-100-01, as of July 17, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3489 E M 20, HESPERIA, MI 49421-9082 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 21, 2026 | Deed of Trust, Mortgage · Conventional Mortgage HUNTINGTON NATIONAL BANK |
| Sep 05, 2023 | Intrafamily Transfer, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Aug 28, 2023 |
| Transfer Doc | 2023/15391 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEANA MI |
| Recording Date | Apr 21, 2026 |
| Property Address | 3489 E M 20, HESPERIA, MI 49421-9082 |
| Document Number | 0000002336 |
| Book / Page | 2026 / 8144 |
| Instrument Date | Apr 15, 2026 |
| Instrument | 20262336 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 3489 E M 20, HESPERIA, MI 49421-9082 |
| Document Number | 0000002336, |
|---|---|
| Date | Apr 21, 2026 |
| Book Page | 2026/8144 |
| Instrument | 20262336 |
| Name | HUNTINGTON NATIONAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OCEANA MI |
| Recording Date | Sep 05, 2023 |
| Property Address | 3489 E M 20, HESPERIA, MI 49421-9082 |
| Document Number | 2023/15391 |
| Book / Page | 2023 / 15391 |
| Instrument Date | Aug 28, 2023 |
| Instrument | 202300004343 |
| Transaction Type | Transfer |
| Record Updated | Oct 18, 2023 |
| Title Company | HBI TITLE SERVICES INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2602 KUYKENDALL DR, ARLINGTON, TX 76001-6726 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3489 E M 20, HESPERIA, MI 49421-9082 |
| Document Number | 202300004344 |
|---|---|
| Date | Sep 05, 2023 |
| Instrument | 202300004344 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2053 |
Source: Oceana County assessment roll as of July 17, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oceana County |
| County Subdivision | Ferry Township |
| Unified School District | Shelby Public Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $142,200 (+24.85%) | $284,400 (+24.85%) | |
| 2025 | $678.00 (-56.12%) Homeowner's exemption | $113,900 (+26.27%) Land $113,900 | $227,800 (+26.27%) Land $227,800 |
| 2024 | $1,545.00 (+16.6%) | ||
| 2023 | $90,200 Land $90,200 | $180,400 (-) Land $180,400 | |
| 2022 | $1,325.00 | $180,400 |
Source: FEMA National Flood Hazard Layer, Oceana County (26127C), as of August 23, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261270106003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 5 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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