3662 Ricky Ln, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3662 Ricky Ln, Saint Cloud, FL 34772 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,244 sqft · built 2016
Lot Size	0.173 acres (7,535 sqft)
Owner	Individual Name on File
Last Sale	$189,600 (Apr 2016)
Tax Bill	$4,156 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Jan 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`26-26-30-0053-0001-2820`

Property Details

APN / Parcel Number

Primary APN	`26-26-30-0053-0001-2820`
Alternative APNs	`263026005300012820` `141231`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,244 sqft Living Area
Gross Area	1,759 sqft
1st Floor Area	1,244 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,535 sqft (0.173 acres)
Garage Type	Attached
Garage Area	387 sqft
Parking Spaces	1 Parking Space
Porch	Florida Room
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	3662 RICKY LN
City	SAINT CLOUD
State	FL
Zip	34772-8211
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BRISTOL COVE AT DEER CREEK PH 1 PB 18 PG 31-36 LOT 282 LYING IN 27 & 34-26-30
Legal Range	30E
Legal Township	26S
Legal Section	26
Legal Subdivision	BRISTOL COVE AT DEER CREEK PH 1
Legal Phase	1
Legal Tract	53
Legal Block	2820
Legal Lot Number	282
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2035
Census Tract	43207

Owner

Source: Osceola County records · APN 26-26-30-0053-0001-2820

Assessment roll updated November 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3662 RICKY LN, SAINT CLOUD, FL 34772-8211
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 08, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 18, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 05, 2019	Quit Claim Deed, Transfer AMROCK INC
Jul 05, 2019	Quit Claim Deed, Transfer · Conventional Mortgage QUICKEN LNS
Nov 21, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 29, 2016 · Amount on Record
Deed Sale	Apr 29, 2016 · Amount on Record
Prior Sale	Dec 08, 2015 · Amount on Record
Deed Document Number	201664420
Deed Book / Page	4951 / 1811
Last Transfer Date	Jan 12, 2022
Transfer Doc	0061302930
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3662 RICKY LN, SAINT CLOUD, FL 34772-8211
Transaction Type	Mortgage
Record Updated	Aug 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3662 RICKY LN, SAINT CLOUD, FL 34772-8211

Mortgage

Document Number	0064532443
Date	Aug 08, 2023
Book Page	6453/2443
Instrument	2023102765

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2053

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	Jan 18, 2022
Property Address	3662 RICKY LN, SAINT CLOUD, FL 34772-8211
Document Number	0061302930
Book / Page	6130 / 2930
Map Reference	MB 18 PG 31-36
Instrument Date	Jan 12, 2022
Instrument	2022008911
Transaction Type	Transfer
Record Updated	Jan 11, 2023
Title Company	AMROCK INC, AMROCK LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3662 RICKY LN, SAINT CLOUD, FL 34772-8211

Mortgage

Document Number	0061302933
Date	Jan 18, 2022
Instrument	6130/2933

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 01, 2037

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 05, 2019
Property Address	3662 RICKY LN, SAINT CLOUD, FL 34772-8211
Document Number	0055521468
Book / Page	005552 / 001468
Instrument Date	Jun 27, 2019
Instrument	86573
Transaction Type	Transfer
Record Updated	Jul 25, 2019
Title Company	AMROCK INC

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3662 RICKY LN ST CLOUD FL 347728211, ST CLOUD, FL 34772-8211

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 05, 2019
Property Address	3662 RICKY LN, SAINT CLOUD, FL 34772-8211
Document Number	0055521442
Book / Page	005552 / 001442
Instrument Date	Jun 27, 2019
Instrument	86571
Transaction Type	Transfer
Record Updated	Jul 25, 2019
Title Company	AMROCK INC

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3662 RICKY LN ST CLOUD FL 347728211, ST CLOUD, FL 34772-8211

Mortgage

Document Number	55521448
Date	Jul 05, 2019
Book Page	005552/001448
Instrument	86572

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 04, 2034

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Nov 21, 2017
Property Address	3662 RICKY LN, SAINT CLOUD, FL 34772-8211
Document Number	0052422838
Book / Page	005242 / 002838
Instrument Date	Nov 09, 2017
Instrument	166583
Transaction Type	Transfer
Record Updated	Jan 03, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3662 RICKY LN ST CLOUD FL 347728211, ST CLOUD, FL 34772-8211

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,156.00 (-1.12%) Homeowner's exemption	$275,100 (-2.48%) Land $70,000 Building $205,100	$275,100 (-2.48%) Land $70,000 Building $205,100
2024	$4,203.00 (-2.73%)
2023	$4,321.00 (+6.14%) Homeowner's exemption	$282,100 (+24.99%) Land $65,000 Building $217,100	$282,100 (+24.99%) Land $65,000 Building $217,100
2022	$4,071.00	$225,700 Land $55,000 Building $170,700	$225,700 Land $55,000 Building $170,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970432072, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Cost	Premium on Record median of 66 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	66 in force
Nearby Flood Claims	2 (2017–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 2024, other causes, Hurricane Milton

Wildfire

Wildfire Risk	Moderate above 61% of the US · above 34% of Florida
Wildfire Likelihood	About 1 in 610 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 257 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 35

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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