Osceola County property record for 3657 Ricky Ln, Saint Cloud, FL 34772
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,707 sqft · built 2018 |
| Lot Size | 0.23 acres (10,062 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $425,000 (Apr 2022) |
| Tax Bill | $4 (2025) |
| Deeds & Mortgages | Apr 2022 Sale Feb 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 141226 |
| Primary APN | 141226 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,707 sqft Heated Area |
| Gross Area | 2,413 sqft |
| 1st Floor Area | 1,707 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,062 sqft (0.23 acres) |
| Garage Type | Finished |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 265 sqft |
| Fence | Fence |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 141226 |
|---|---|
| Street Address | 3657 RICKY LN |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8210 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SPUD |
| Legal Description | BRISTOL COVE AT DEER CREEK PH 1 PB 18 PG 31-36 LOT 277 LYING IN 27 & 34-26-30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 26 |
| Legal Subdivision | BRISTOL COVE AT DEER CREEK PHASE 1 - 3 |
| Legal Phase | 1 |
| Legal Tract | 53 |
| Legal Block | 1 |
| Legal Lot Number | 277 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 43207 |
Source: Osceola County records, as of December 11, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3657 RICKY LN, SAINT CLOUD, FL 34772-8210 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 19, 2022 | Warranty Deed, Transfer NOT AVAILABLE, THE TITLE & ESCROW FIRM |
| Feb 26, 2018 | Special Warranty Deed, Transfer INNOVATIVE TITLE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 19, 2022 · Amount on Record |
| Deed Sale | Apr 19, 2022 · Amount on Record |
| Prior Sale | Feb 26, 2018 · Amount on Record |
| Deed Document Number | 2022060709 |
| Deed Book / Page | 6195 / 2447 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 19, 2022 |
| Property Address | 3657 RICKY LN, SAINT CLOUD, FL 34772-8210 |
| Document Number | 0061952447 |
| Book / Page | 6195 / 2447 |
| Map Reference | MB 18 PG 31-36 |
| Instrument Date | Apr 15, 2022 |
| Instrument | 2022060709 |
| Transaction Type | Transfer |
| Record Updated | May 6, 2022 |
| Title Company | NOT AVAILABLE, THE TITLE & ESCROW FIRM |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,975.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13140 BALTIMORE WOODS LN, 13140, ORLANDO, FL 32824-9341 |
| Name | Verified Name |
|---|---|
| Address | 9840 DOGWOOD RIDGE RUN, ORLANDO, FL 32829-8242 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Feb 26, 2018 |
| Property Address | 3657 RICKY LN, SAINT CLOUD, FL 34772-8210 |
| Document Number | 0052920967 |
| Book / Page | 5292 / 0967 |
| Map Reference | MB18 PG31-36 |
| Instrument Date | Feb 23, 2018 |
| Instrument | 2018033349 |
| Transaction Type | Transfer |
| Record Updated | Feb 8, 2022 |
| Title Company | INNOVATIVE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,577.80 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 3657 RICKY LN, SAINT CLOUD, FL 34772-8210 |
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $329,900 (-2.94%) Land $70,000 Building $259,900 | $329,900 (-2.94%) Land $70,000 Building $259,900 |
| 2023 | $4.00 (-99.87%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $339,900 (+61%) Land $65,000 Building $274,900 | $339,900 (+26.97%) Land $65,000 Building $274,900 |
| 2022 | $3,045.00 Homeowner's exemption | $211,123 | $267,700 Land $55,000 Building $212,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 66 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 66 in force |
| Nearby Flood Claims | 2 (2017–2024) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 76% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
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