3660 Wells Rd, Oakley, CA 94561 Property Records

Contra Costa County property record for 3660 Wells Rd, Oakley, CA 94561

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,501 sqft · built 1979
Lot Size	1,150 acres (50,094,000 sqft)
Owner	Individual Name on Record
Last Sale	$370,000 (Dec 2025)
Tax Bill	$4,373 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Dec 2025 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`032-362-005-4`

Property Details

APN / Parcel Number

Primary APN	`032-362-005-4`
Alternative APN	`032-362-005`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,501 sqft Living Area
1st Floor Area	860 sqft
2nd Floor Area	641 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1980
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	50,094,000 sqft
View / Lot	River
Garage Type	Carport
Garage Area	506 sqft
Carport	Carport
Carport Area	506 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3660 WELLS RD
City	OAKLEY
State	CA
Zip	94561-5014
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	M12
Legal Description	T04482 L000B B U0014
Legal Subdivision	WILLOW PARK
Legal Tract	04482
Legal Block	U0014
Legal Lot Number	B
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	EAST CONTRA COSTA
Census Block Group	4
Census Block	4004
Census Tract	301000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3660 WELLS RD, OAKLEY, CA 94561-5014
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Dec 29, 2025	Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Sep 30, 2019	Grant Deed, Transfer · Conventional with PMI BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2025 · Amount on Record
Deed Sale	Dec 29, 2025 · Amount on Record
Prior Sale	Sep 30, 2019 · Amount on Record
Deed Document Number	2025144380
Prior Transfer Date	Jul 27, 2004
Prior Transfer Doc	0000302347
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3660 WELLS RD, OAKLEY, CA 94561-5014
Transaction Type	Mortgage
Record Updated	Jan 8, 2026
Title Company	IN TITLE, FIN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3660 WELLS RD 14, 14, OAKLEY, CA 94561-5014

Mortgage

Document Number	0000079475
Date	Mar 16, 2021
Instrument	2021-079475

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Apr 1, 2046

December 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Dec 29, 2025
Property Address	3660 WELLS RD, OAKLEY, CA 94561-5014
Document Number	0000144380
Map Reference	MB 215 PG 15
Instrument Date	Dec 16, 2025
Instrument	2025- 144380
Transaction Type	Transfer
Record Updated	Jan 8, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3660 WELLS RD, OAKLEY, CA 94561-5014

Mortgage

Document Number	0000144381
Date	Dec 29, 2025
Instrument	2025- 144381

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 30, 2019
Property Address	3660 WELLS RD, OAKLEY, CA 94561-5014
Document Number	0000163751
Instrument Date	Sep 20, 2019
Instrument	163751
Transaction Type	Transfer
Record Updated	Oct 9, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$258.50
Amount Accuracy	Full Value
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3660 WELLS RD OAKLEY CA 945615014, OAKLEY, CA 94561-5014

Mortgage

Document Number	163752
Date	Sep 30, 2019
Instrument	163752

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 29, 2049

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Secondary School District	Liberty Union High School District (09 - 12)
Elementary School District	Oakley Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$370,000 (+43.97%) Land $90,000 Building $280,000
2025	$4,373.00 (+33.45%) Homeowner's exemption	$257,002 (+65.73%) Land $109,363 Building $147,639
2023	$3,277.00 (+1.99%)	$155,073 Land $37,214 Building $117,859
2022	$3,213.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 49 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	149 units insured incl. 100 condo units
Nearby Flood Claims	2 (2017–2022)
Most Recent Claim	Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of California
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILLOW PARK MARINA serves 380 people · EPA ID CA0707507
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	Arsenic not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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