3655 Wells Rd, Oakley, CA 94561 Property Records

Contra Costa County property record for 3655 Wells Rd, Oakley, CA 94561

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,090 sqft · built 1991
Lot Size	0.018 acres (784 sqft)
Owner	Individual Name on Record
Last Sale	$109,000 (Apr 2014)
Tax Bill	$3,031 (2025)
Deeds & Mortgages	Oct 2025 Transfer Nov 2017 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`032-351-009-9`

Property Details

APN / Parcel Number

Primary APN	`032-351-009-9`
Alternative APN	`032-351-009`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,090 sqft Living Area
1st Floor Area	754 sqft
2nd Floor Area	336 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Condo/Apartment
Lot Area	784 sqft (0.018 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	3655 WELLS RD
City	OAKLEY
State	CA
Zip	94561-5014
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	M12
Legal Description	T7139 L9
Legal Subdivision	TRACT 7139
Legal Tract	7139
Legal Lot Number	9
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	EAST CONTRA COSTA
Census Block Group	4
Census Block	4004
Census Tract	301000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3655 WELLS RD, OAKLEY, CA 94561-5014
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2025	Intrafamily Transfer, Transfer TITLEVEST AGENCY INC, TITLEVEST AGENCY LLC
Nov 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Oct 13, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 8, 2014 · Amount on Record
Deed Sale	Apr 8, 2014 · Amount on Record
Deed Document Number	201453697
Prior Transfer Date	Apr 3, 2014
Prior Transfer Doc	0000053696
Record Updated	Oct 29, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 28, 2025
Property Address	3655 WELLS RD, OAKLEY, CA 94561-5014
Document Number	0000113559
Map Reference	MB 356 PG 12
Instrument Date	Oct 23, 2025
Instrument	2025- 113559
Transaction Type	Transfer
Record Updated	Nov 7, 2025
Title Company	TITLEVEST AGENCY INC, TITLEVEST AGENCY LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3655 WELLS RD, OAKLEY, CA 94561-5014

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3655 WELLS RD, OAKLEY, CA 94561-5014

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3655 WELLS RD, OAKLEY, CA 94561-5014
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	NORTH AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000213776
Date	Nov 14, 2017
Instrument	2017-213776

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3655 WELLS RD, OAKLEY, CA 94561-5014
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3655 WELLS RD, OAKLEY, CA 94561-5014

Mortgage

Document Number	0000126541
Date	Apr 27, 2021
Instrument	2021-126541

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3655 WELLS RD, OAKLEY, CA 94561-5014
Document Number	0000166182
Instrument Date	Oct 13, 2018
Transaction Type	Mortgage
Record Updated	Oct 30, 2018
Title Company	AMROCK TITLE CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3655 WELLS RD OAKLEY CA 945615014, OAKLEY, CA 94561-5014

Mortgage

Document Number	0000166182
Date	Oct 19, 2018
Instrument	166182

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 18, 2048

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Secondary School District	Liberty Union High School District (09 - 12)
Elementary School District	Oakley Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$136,278 (+2%) Land $31,253 Building $105,025
2025	$3,031.00 (+4.23%) Homeowner's exemption	$133,607 (+4.04%) Land $30,641 Building $102,966
2023	$2,908.00 (+2.18%) Homeowner's exemption	$128,421 Land $29,452 Building $98,969
2022	$2,846.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 49 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	149 units insured incl. 100 condo units
Nearby Flood Claims	2 (2017–2022)
Most Recent Claim	Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of California
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILLOW PARK MARINA serves 380 people · EPA ID CA0707507
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	Arsenic not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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