3660 Waterbrook Way, Eugene, OR 97408 Property Records

Lane County property record for 3660 Waterbrook Way, Eugene, OR 97408

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,916 sqft · built 2003
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on Record
Last Sale	$735,000 (Dec 2019)
Tax Bill	$13,235 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Dec 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17-03-07-41-03700-000`

Property Details

APN / Parcel Number

Primary APN	`17-03-07-41-03700-000`
Alternative APN	`1678521`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,916 sqft Finished Area
Gross Area	3,947 sqft
1st Floor Area	2,406 sqft
2nd Floor Area	1,180 sqft
Attic	Attic
Attic Area	594 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2007
Exterior Material	Wood Siding
Foundation Type	Block
Roof Type	Gable
Roof Material	Tile
Lot Area	13,068 sqft (0.3 acres)
Garage Type	Attached
Garage Area	1,098 sqft
Driveway	Driveway
Driveway Area	2,672 sqft
Parking Spaces	4 Parking Spaces
Patio Area	372 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1678521
Street Address	3660 WATERBROOK WAY
City	EUGENE
State	OR
Zip	97408-5967
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-LOW-DENSITY RES
Legal Description	LOT:33 SUBD:ASHLEY ESTATES PUD SEC/TWN/RNG/MER:SEC 07 TWN 17 RNG 03
Legal Range	03W
Legal Township	17S
Legal Section	07
Legal Quarter	SE
Quarter-Quarter Section	NE
Legal Subdivision	ASHLEY ESTATES PUD
Legal Lot Number	33
Jurisdiction	LANE OR
Township / Civil Division	EUGENE-SPRINGFIELD
Census Block Group	1
Census Block	1024
Census Tract	2201

Owner

Source: Lane County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3660 WATERBROOK WAY, EUGENE, OR 97408-5967
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Dec 13, 2019	Grant Deed, Transfer BANK OF AMERICA
Dec 13, 2019	Warranty Deed, Transfer FIDELITY NATIONAL TITLE
Aug 16, 2017	Warranty Deed, Transfer · ARM WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 2019 · Amount on Record
Deed Sale	Dec 13, 2019 · Amount on Record
Prior Sale	Dec 13, 2019 · Amount on Record
Deed Document Number	2019-057305
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	3660 WATERBROOK WAY, EUGENE, OR 97408-5967
Transaction Type	Mortgage
Record Updated	Nov 2, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000068200
Date	Oct 27, 2021
Instrument	2021-068200

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LANE OR
Recording Date	Dec 13, 2019
Property Address	3660 WATERBROOK WAY, EUGENE, OR 97408-5967
Document Number	0000057305
Instrument Date	Dec 3, 2019
Instrument	57305
Transaction Type	Transfer
Record Updated	Dec 30, 2019
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$735.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3660 WATERBROOK WAY EUGENE OR 974085967, EUGENE, OR 97408-5967

Mortgage

Document Number	57306
Date	Dec 13, 2019
Instrument	57306

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 12, 2049

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Dec 13, 2019
Property Address	3660 WATERBROOK WAY, EUGENE, OR 97408-5967
Document Number	0000057304
Instrument Date	May 10, 2019
Instrument	57304
Transaction Type	Transfer
Record Updated	Dec 27, 2019
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$735.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2600 DALLAS PARKWAYSTE 550 FRISCO TX 75034, FRISCO, TX 75034
Investor	Possibly a Property Investor

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Aug 16, 2017
Property Address	3660 WATERBROOK WAY, EUGENE, OR 97408-5967
Document Number	0000040359
Map Reference	FILE75 SL1146-1150
Instrument Date	Aug 11, 2017
Instrument	2017-040359
Transaction Type	Transfer
Record Updated	Jul 19, 2021
Title Company	WESTERN TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3660 WATERBROOK WAY, EUGENE, OR 97408-5967

Mortgage

Document Number	0000040360
Date	Aug 16, 2017
Instrument	2017-040360

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.62%
Index	1-Year LIBOR
Max Rate	8.62%

Tax Assessment & Valuation

Source: Lane County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Eugene City
Unified School District	Eugene School District 4J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,235.00 (+6.53%)	$679,333 (+8.77%)	$1,209,445 (+5.03%) Land $414,966 Building $794,479
2023	$12,424.00 (+4.03%)	$624,558 (+3%)	$1,151,504 (+7.15%) Land $290,826 Building $860,678
2022	$11,943.00	$606,367	$1,074,640 Land $215,067 Building $859,573

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 36 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	36 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EUGENE WATER & ELECTRIC BOARD serves 176,000 people · EPA ID OR4100287
Water Source	Surface water
Last State Inspection	Jul 2021
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Alyrica Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink.

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