3660 Saddle Brook Ln, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 3660 Saddle Brook Ln, Saint Augustine, FL 32084 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,941 sqft · built 2005
Lot Size	0.58 acres (25,264 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Jan 2009)
Tax Bill	$2,199 (2025)
Deeds & Mortgages	May 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`082880-0590`

Property Details

APN / Parcel Number

Primary APN	`082880-0590`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,941 sqft Living Area
Gross Area	2,321 sqft
1st Floor Area	1,569 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	25,264 sqft (0.58 acres)
Lot Dimensions	268 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Open Porch
Porch Area	144 sqft
Patio Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3660 SADDLE BROOK LN
City	SAINT AUGUSTINE
State	FL
Zip	32084-1606
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART OF GRANTS TO FATIO OR DELESPINE SECS 56 & 99 PT OF LOT 50 & ALL LOT 59 UNREC PLAT OF ST AUG MGT NORTH OR3155/1815
Legal Range	29E
Legal Township	06S
Legal Section	56
Legal Subdivision	ST. AUGUSTINE MANAGEMENT - SABATE (NORTH
Legal Phase	56&99
Legal Block	2
Legal Lot Number	50,59
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2005
Census Tract	20903

Owner

Source: St. Johns County records · APN 082880-0590

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3660 SADDLE BROOK LN, SAINT AUGUSTINE, FL 32084-1606
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 20, 2009 · Amount on Record
Deed Sale	Jan 20, 2009 · Amount on Record
Prior Sale	Jul 16, 2008
Deed Document Number	20092636
Deed Book / Page	3155 / 1815
Record Updated	Jun 08, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	3660 SADDLE BROOK LN, SAINT AUGUSTINE, FL 32084-1606
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0049441533
Date	May 18, 2020
Book Page	4944/1533
Instrument	2020038036

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jun 01, 2040

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$181,528 (+2.7%)	$348,368 (+1.83%) Land $65,620 Building $282,748
2025	$2,199.00 (+14.53%) Homeowner's exemption	$176,756 (+2.9%)	$342,109 (+11.75%) Land $65,620 Building $276,489
2024	$1,920.00 (+2.24%) Homeowner's exemption	$171,775 (+3%)	$306,148 (+9.56%) Land $65,620 Building $240,528
2023	$1,878.00 (+3.64%) Homeowner's exemption	$166,772 (+3%)	$279,423 (+17.13%) Land $65,620 Building $213,803
2022	$1,812.00 Homeowner's exemption	$161,915	$238,561 Land $54,763 Building $183,798

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 136 individual NFIP policies nearby
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	136 in force 73 of 136 on primary residences
Nearby Flood Claims	23 (2016–2022)
Claims Outside the SFHA	1 of 23
Most Recent Claim	Nov 2022, rainfall accumulation, Hurricane Nicole
Flood Events	Hurricane Nicole (Nov 2022), 7 claims Hurricane Ian (Sep 2022), 4 claims Hurricane Irma (Sep 2017), 6 claims

Wildfire

Wildfire Risk	Low above 38% of the US · above 12% of Florida
Wildfire Likelihood	About 1 in 2,174 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.