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3640 Saddle Brook Ln, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 3640 Saddle Brook Ln, Saint Augustine, FL 32084 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2005
Square Footage1,569 sqft Living Area
Lot Size25,264 sqft (0.58 acres)
OccupancyOwner Occupied
Last Sale$201,500 (2008)
Tax Bill$1,725.00 (2025)

Property Details

APN / Parcel Number

Primary APN082880-0580

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Building Area1,569 sqft Living Area
Gross Area1,949 sqft Gross Area
1st Floor Area1,569 sqft 1st Floor
Stories1 Story
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialConcrete
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area25,264 sqft (0.58 acres)
Lot Dimensions288 ft deep x 101 ft wide
Parking Spaces1 Parking Space
Garage TypeAttached
Garage Area380 sqft Garage

Exterior Amenities

Deck Area120 sqft Deck
Patio Area220 sqft Patio
PorchFinished/Open Porch
Porch Area144 sqft Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address3640 SADDLE BROOK LN
CitySAINT AUGUSTINE
StateFL
Zip32084-1606
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPART OF GRANTS TO FATIO OR DELESPINE SECS 56 & 99 PT OF LOT 51 & ALL LOT 58 UNREC PLAT OF ST AUG MGT NORTH OR3149/956
Legal Range29E
Legal Township06S
Legal Section56
Legal SubdivisionST. AUGUSTINE MANAGEMENT - SABATE (NORTH
Legal Phase56&99
Legal Block2
Legal Lot Number51,58
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group2
Census Block2005
Census Tract20903

Owner

Source: St. Johns County records · APN 082880-0580

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3640 SADDLE BROOK LN, SAINT AUGUSTINE, FL 32084-1606
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 28, 2022Deed of Trust, Mortgage · VA Mortgage
MAGNOLIA BANK
Aug 28, 2019Deed of Trust, Mortgage · VA Mortgage
MAGNOLIA BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 29, 2008 · Amount on Record
Deed SaleDec 29, 2008 · Amount on Record
Prior SaleSep 05, 2008 · Amount on Record
Deed Document Number200866914
Deed Book / Page3149 / 956
Record UpdatedJun 08, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address3640 SADDLE BROOK LN, SAINT AUGUSTINE, FL 32084-1606
Transaction TypeMortgage
Record UpdatedOct 23, 2025
Title CompanyTRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3640 SADDLE BROOK LN, SAINT AUGUSTINE, FL 32084-1606

Mortgage

Document Number0055021683
DateFeb 28, 2022
Book Page5502/1683
Instrument2022021488
Lender
NameMAGNOLIA BANK
TypeBank
AddressHODGENVILLE, KY 42748
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2052

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address3640 SADDLE BROOK LN, SAINT AUGUSTINE, FL 32084-1606
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyTRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0047860297
DateAug 28, 2019
Book Page4786/0297
Instrument2019063833
Lender
NameMAGNOLIA BANK
TypeBank
AddressCAMPBELLSVILLE, KY 42718
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2049

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$150,642 (+2.7%)$304,684 (+2.58%) Land $62,062 Building $242,622
2025$1,725.00 (+15.85%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$146,682 (+2.9%)$297,013 (+11.48%) Land $62,062 Building $234,951
2024$1,489.00 (+2.55%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$142,548 (+3%)$266,429 (+9.32%) Land $62,062 Building $204,367
2023$1,452.00 (+4.24%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$138,396 (+3%)$243,724 (+17.2%) Land $62,062 Building $181,662
2022$1,393.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$134,365$207,961 Land $51,794 Building $156,167

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskLow
above 38% of the US · above 12% of Florida
Wildfire LikelihoodAbout 1 in 2,174 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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