St. Louis County property record for 3660 Fectos Rd, Tower, MN 55790
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 5 bd · 3.5 ba · 2,484 sqft · built 2002 |
| Lot Size | 1.76 acres (76,666 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,200,000 (May 2005) |
| Tax Bill | $866 (2026) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 387-0010-00622 |
| Primary APN | 387-0010-00622 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,484 sqft Gross Area |
| 1st Floor Area | 288 sqft |
| Basement Area | 1,908 sqft |
| Finished Basement | 1,908 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Rustic |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 76,666 sqft (1.76 acres) |
| Garage Area | 4,320 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 432 sqft |
| Deck Area | 712 sqft |
| Sauna | Sauna |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 1117165 |
|---|---|
| Street Address | 3660 FECTOS RD |
| City | TOWER |
| State | MN |
| Zip | 55790-8136 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Description | THAT PART OF G.L.5 DESCRIBED AS FOLLOWS COMMAT THE W 1/4 COR OF SEC 5 THENCE N07DEG14'50W ALONG W OF SEC 5 ALSO BEING THE E |
| Legal Range | 16W |
| Legal Township | 62N |
| Legal Section | 05 |
| Legal Subdivision | GREENWOOD TOWN OF |
| Legal Lot Number | 1 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | GREENWOOD |
| Census Block Group | 1 |
| Census Block | 1262 |
| Census Tract | 15502 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1259 ELLSWORTH DR NW, ATLANTA, GA 30318-4105 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 24, 2005 · Amount on Record |
| Deed Sale | May 24, 2005 · Amount on Record |
| Deed Document Number | 2005982057 |
| Prior Transfer Date | Aug 2, 2001 |
| Prior Transfer Doc | 0000828496 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Sep 20, 2021 |
| Property Address | 3660 FECTOS RD, TOWER, MN 55790-8136 |
| Document Number | 0001424999 |
| Instrument Date | Jul 16, 2021 |
| Instrument | 1424999 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2022 |
| Title Company | NOT AVAILABLE, UP NORTH TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,174.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1259 ELLSWORTH DR NW, ATLANTA, GA 30318-4105 |
| Document Number | 0001425000 |
|---|---|
| Date | Sep 20, 2021 |
| Instrument | 1425000 |
| Name | REGENT FINANCIAL GROUP INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 1, 2051 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Greenwood Township |
| Unified School District | St. Louis County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $866.00 (+34.06%) | ||
| 2025 | $646.00 (+9.49%) | $121,900 (+52.57%) Land $2,100 Building $119,800 | $121,900 (+52.57%) Land $2,100 Building $119,800 |
| 2024 | $590.00 | $79,900 (-92.82%) Land $1,700 Building $78,200 | $79,900 (-92.82%) Land $1,700 Building $78,200 |
| 2022 | $1,113,400 Land $294,000 Building $819,400 | $1,113,400 Land $294,000 Building $819,400 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Nearby Flood Policies | 23 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 80% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Frontier DSL | 90 / 5 |
May also be available: Verizon.
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