St. Louis County property record for 3653 Fectos Rd, Tower, MN 55790
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 2 bd · 1.5 ba · 2,400 sqft · built 1990 |
| Lot Size | 0.93 acres (40,516 sqft) |
| Owner | Individual Name on File |
| Last Sale | $600,000 (Jul 2009) |
| Tax Bill | $7,542 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 387-0165-00030 |
| Primary APN | 387-0165-00030 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 2 Rooms |
| Stories | 2 Stories |
| Building Area | 2,400 sqft Gross Area |
| 1st Floor Area | 1,680 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 40,516 sqft (0.93 acres) |
| Garage Area | 624 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 54 sqft |
| Deck Area | 132 sqft |
| Patio Area | 442 sqft |
| Storage Building | 21 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 1095624 |
|---|---|
| Street Address | 3653 FECTOS RD |
| City | TOWER |
| State | MN |
| Zip | 55790-8137 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Description | LOT: 0003 BLOCK:001 SERIAL # |
| Legal Subdivision | FECTOS ACRES T OF GREENWOOD |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | GREENWOOD |
| Census Block Group | 1 |
| Census Block | 1262 |
| Census Tract | 15502 |
3653 Fectos Rd, a residential property, is owned by an individual who acquired it in March 2024.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9 CULBERT LN, VIRGINIA, MN 55792-3503 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 28, 2009 · Amount on File |
| Deed Sale | Jul 28, 2009 · Amount on File |
| Deed Document Number | 20091114261 |
| Last Transfer Date | Mar 15, 2024 |
| Transfer Doc | 0001484668 |
| Record Updated | Sep 20, 2026 |
The 2026 property tax bill for 3653 Fectos Rd was $7,542, up 2% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Greenwood Township |
| Unified School District | St. Louis County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,542.00 (+20.02%) | ||
| 2025 | $6,284.00 (+10.32%) | $803,200 (+14.82%) Land $412,100 Building $391,100 | $803,200 (+14.82%) Land $412,100 Building $391,100 |
| 2024 | $5,696.00 | $699,500 Land $334,200 Building $365,300 | $699,500 Land $334,200 Building $365,300 |
| 2022 | $582,800 Land $281,000 Building $301,800 | $582,800 Land $281,000 Building $301,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3653 Fectos Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 23 policies |
| Nearby Flood Policies | 23 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3653 Fectos Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 80% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Frontier DSL | 90 / 5 |
May also be available: Verizon.
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