366 Waterford Ct, Troy, MO 63379 Property Records

Lincoln County property record for 366 Waterford Ct, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,300 sqft · built 2021
Lot Size	0.381 acres (16,596 sqft)
Owner	Individual Name on Record
Last Sale	$8,800 (Mar 2021)
Tax Bill	$2,097 (2025)
Deeds & Mortgages	Oct 2020 Line of Credit Mar 2021 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-80-33-000-000-026.090`

Property Details

APN / Parcel Number

Primary APN	`15-80-33-000-000-026.090`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,300 sqft Living Area
Basement Area	1,300 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Ranch
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,596 sqft (0.381 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	366 WATERFORD CT
City	TROY
State	MO
Zip	63379-3994
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 90 WINGATE ESTATES 3RD ADDITION
Legal Range	01W
Legal Township	49N
Legal Section	33
Legal Subdivision	WINGATE
Legal Lot Number	90
Jurisdiction	LINCOLN MO
Township / Civil Division	BEDFORD
Census Block Group	1
Census Block	1030
Census Tract	810203

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	366 WATERFORD CT, TROY, MO 63379-3994
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2020	Deed of Trust, Mortgage · Line of Credit PEOPLES BANK & TRUST CO
Mar 29, 2021	Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage MISSOURI HOUSING DEVELOPMENT COMMIS
Mar 5, 2021	Warranty Deed, Transfer · FHA Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 29, 2021 · Amount on Record
Deed Sale	Mar 29, 2021 · Amount on Record
Prior Sale	Mar 5, 2021 · Amount on Record
Deed Document Number	20214154
Deed Book / Page	2461 / 645
Prior Transfer Date	Mar 27, 2021
Prior Transfer Doc	2461/645
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	366 WATERFORD CT, TROY, MO 63379-3994
Transaction Type	Mortgage
Record Updated	Aug 31, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2453/966
Date	Oct 19, 2020
Book Page	2453/966
Instrument	2020012039

Lender

Name	PEOPLES BANK & TRUST CO
Type	Bank
Address	TROY, MO 63379

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	6 Months
Due	Apr 15, 2021

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINCOLN MO
Recording Date	Mar 29, 2021
Property Address	366 WATERFORD CT, TROY, MO 63379-3994
Document Number	2461/645
Book / Page	2461 / 645
Map Reference	MB 14 PG 113
Instrument Date	Mar 27, 2021
Instrument	2021004154
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	366 WATERFORD CT, TROY, MO 63379-3994

Mortgage

Document Number	2021003051
Date	Mar 29, 2021
Instrument	2021003051

Lender

Name	MISSOURI HOUSING DEVELOPMENT COMMIS
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Mar 5, 2021
Property Address	366 WATERFORD CT, TROY, MO 63379-3994
Document Number	2460/525
Book / Page	2460 / 525
Map Reference	MB 14 PG 113
Instrument Date	Mar 4, 2021
Instrument	2021003026
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	366 WATERFORD CT, TROY, MO 63379-3994

Mortgage

Document Number	2021003050
Date	Mar 5, 2021
Instrument	2021003050

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Municipality	Troy City
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$33,385 (-) Land $4,870 Building $28,515
2025	$2,097.00 (+8.04%)	$33,385 (+9.41%) Land $4,870 Building $28,515	$175,710 (+9.41%) Land $25,630 Building $150,080
2023	$1,941.00 (+5.78%)	$30,514 Land $3,855 Building $26,659	$160,600 Land $20,290 Building $140,310
2022	$1,835.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY PWS serves 15,000 people · EPA ID MO6010798
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Systec Wireless Communications Fixed Wireless	100 / 20

May also be available: Wisper ISP.

Nearby Properties on Waterford Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures