352 Waterford Ct, Troy, MO 63379 Property Records

Lincoln County property record for 352 Waterford Ct, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,404 sqft · built 2009
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Tax Bill	$2,158 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Feb 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`15-80-33-000-000-026.088`

Property Details

APN / Parcel Number

Primary APN	`15-80-33-000-000-026.088`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,404 sqft Living Area
Basement Area	1,404 sqft
Unfinished Basement	1,404 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Conventional
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	352 WATERFORD CT
City	TROY
State	MO
Zip	63379-3994
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 88 WINGATE ESTATES 3RD ADDITION
Legal Range	01W
Legal Township	49N
Legal Section	33
Legal Subdivision	WINGATE
Legal Lot Number	88
Jurisdiction	LINCOLN MO
Township / Civil Division	BEDFORD
Census Block Group	1
Census Block	1030
Census Tract	810203

Owner

352 Waterford Ct is owned and occupied by an individual who acquired it in February 2019.

Source: Lincoln County records, as of September 21, 2026

Owner of Record	Individual Name on File
Mailing Address	352 WATERFORD CT, TROY, MO 63379-3994
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2025	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Feb 17, 2021	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Feb 1, 2023	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Feb 25, 2019	Executor's Deed, Transfer · FHA Mortgage JLB CORP
Feb 25, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 25, 2019
Deed Sale	Feb 25, 2019
Prior Sale	Feb 25, 2019 · Amount on File
Deed Document Number	20191350
Deed Book / Page	2431 / 529
Prior Transfer Date	Feb 15, 2019
Prior Transfer Doc	02431/0528
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	352 WATERFORD CT, TROY, MO 63379-3994
Transaction Type	Mortgage
Record Updated	Nov 27, 2025
Title Company	COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	352 WATERFORD CT, TROY, MO 63379-3994

Mortgage

Document Number	002513/803
Date	Sep 11, 2025
Book Page	2513/803
Instrument	2025007338

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	306 Months
Due	Mar 1, 2051

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	352 WATERFORD CT, TROY, MO 63379-3994
Transaction Type	Mortgage
Record Updated	Aug 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002459/601
Date	Feb 17, 2021
Book Page	2459/601
Instrument	2021002100

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	352 WATERFORD CT, TROY, MO 63379-3994
Transaction Type	Mortgage
Record Updated	Aug 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	352 WATERFORD CT, TROY, MO 63379-3994

Mortgage

Document Number	002487/591
Date	Feb 1, 2023
Book Page	2487/591
Instrument	2023000724

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	337 Months
Due	Mar 1, 2051

February 2019: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	LINCOLN MO
Recording Date	Feb 25, 2019
Property Address	352 WATERFORD CT, TROY, MO 63379-3994
Document Number	02431/0529
Book / Page	2431 / 0529
Map Reference	MB 14 PG 113
Instrument Date	Feb 15, 2019
Instrument	2019001350
Transaction Type	Transfer
Record Updated	Jun 15, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	00000

Mortgage

Document Number	2019001351
Date	Feb 25, 2019
Instrument	2019001351

Lender

Name	JLB CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LINCOLN MO
Recording Date	Feb 25, 2019
Property Address	352 WATERFORD CT, TROY, MO 63379-3994
Document Number	02431/0528
Book / Page	2431 / 0528
Map Reference	MB 14 PG 113
Instrument Date	Feb 15, 2019
Instrument	2019001349
Transaction Type	Transfer
Record Updated	Sep 26, 2023

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	352 WATERFORD CT, TROY, MO 63379-3994

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	352 WATERFORD CT, TROY, MO 63379-3994

Tax Assessment & Valuation

The 2025 property tax bill for 352 Waterford Ct was $2,158.

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Municipality	Troy City
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$34,348 (-) Land $4,613 Building $29,735
2025	$2,158.00	$34,348 Land $4,613 Building $29,735	$180,780 Land $24,280 Building $156,500
2023	$1,935.00 (+5.74%)	$30,415 (+6.25%) Land $3,844 Building $26,572	$160,080 Land $20,230 Building $139,850
2022	$1,830.00	$28,626 Land $3,844 Building $24,782
2021			$150,660 Land $20,230 Building $130,430

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 352 Waterford Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 352 Waterford Ct is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY PWS serves 15,000 people · EPA ID MO6010798
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Systec Wireless Communications Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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