366 Normandy Dr, Charlottesville, VA 22903 Property Records

Albemarle County property record for 366 Normandy Dr, Charlottesville, VA 22903

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,616 sqft · built 1967
Lot Size	4.06 acres (176,941 sqft)
Owner	Individual Name on Record
Last Sale	$700,000 (Dec 2019)
Tax Bill	$8,483 (2026)
Deeds & Mortgages	Oct 2020 Mortgage Dec 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05600-00-00-114B3`

Property Details

APN / Parcel Number

Primary APN	`05600-00-00-114B3`
Alternative APN	`16564`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,616 sqft Finished Area
Basement Area	2,215 sqft
Finished Basement	1,800 sqft
Unfinished Basement	415 sqft
Family Room	Family Room
Flooring	Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 2015
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	176,941 sqft (4.06 acres)
Garage Area	473 sqft

Exterior Amenities

Porch	Slab
Porch Area	12 sqft
Deck Area	215 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	366 NORMANDY DR
City	CHARLOTTESVILLE
State	VA
Zip	22903-9208
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL AREA
Legal Description	CLOVER FARM BLK B LOT 3
Legal Subdivision	CLOVER FARM
Jurisdiction	ALBEMARLE VA
Township / Civil Division	SAMUEL MILLER
Census Block Group	2
Census Block	2001
Census Tract	11103

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	366 NORMANDY DR, CHARLOTTESVILLE, VA 22903-9208
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2020	Deed of Trust, Mortgage FREEDOM MTG
Dec 2, 2019	Grant Deed, Transfer · VA Mortgage USAA
Aug 31, 2017	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 2, 2019 · Amount on Record
Deed Sale	Dec 2, 2019 · Amount on Record
Prior Sale	Jun 12, 2015 · Amount on Record
Deed Document Number	201913232
Deed Book / Page	5249 / 302
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	366 NORMANDY DR, CHARLOTTESVILLE, VA 22903-9208
Document Number	0000014704
Instrument Date	Oct 13, 2020
Transaction Type	Mortgage
Record Updated	Oct 30, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	366 NORMANDY DR CHARLOTTESVILLE VA 229039208, CHARLOTTESVILLE, VA 22903-9208

Mortgage

Document Number	0000014704
Date	Oct 19, 2020
Book Page	005409/000253
Instrument	14704

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 18, 2050

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Dec 2, 2019
Property Address	366 NORMANDY DR, CHARLOTTESVILLE, VA 22903-9208
Document Number	0000013232
Book / Page	005249 / 000302
Instrument Date	Dec 2, 2019
Instrument	13232
Transaction Type	Transfer
Record Updated	Dec 31, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$700.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	366 NORMANDY DR CHARLOTTESVILLE VA 229039208, CHARLOTTESVILLE, VA 22903-9208

Mortgage

Document Number	13233
Date	Dec 2, 2019
Book Page	005249/000306
Instrument	13233

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	366 NORMANDY DR, CHARLOTTESVILLE, VA 22903-9208
Document Number	0000010828
Book / Page	004960 / 000598
Instrument Date	Aug 31, 2017
Transaction Type	Mortgage
Record Updated	Oct 12, 2017
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	366 NORMANDY DR CHARLOTTESVILLE VA 229039208, CHARLOTTESVILLE, VA 22903-9208

Mortgage

Document Number	0000010828
Date	Sep 19, 2017
Book Page	004960/000598
Instrument	10828

Lender

Name	BRANCH BK&TR
Type	Bank
Address	RICHMOND, VA 23219-4079

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,483.00 (-3.81%)	$948,900 (+2.94%) Land $196,400 Building $752,500	$948,900 (+2.94%) Land $196,400 Building $752,500
2025	$8,819.00 (+12.03%)
2023	$7,872.00	$921,800 Land $196,400 Building $725,400	$921,800 Land $196,400 Building $725,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless	5,000 / 5,000
Xfinity Cable	1,200 / 35
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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