365 Normandy Dr, Charlottesville, VA 22903 Property Records

Albemarle County property record for 365 Normandy Dr, Charlottesville, VA 22903

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,987 sqft · built 1967
Lot Size	5.65 acres (246,288 sqft)
Owner	Individual Name on Record
Last Sale	$480,000 (Jul 2015)
Tax Bill	$6,900 (2026)
Deeds & Mortgages	Sep 2020 Mortgage May 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`05600-00-00-114B2`

Property Details

APN / Parcel Number

Primary APN	`05600-00-00-114B2`
Alternative APN	`16563`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,987 sqft Finished Area
Basement Area	1,903 sqft
Finished Basement	1,200 sqft
Unfinished Basement	703 sqft
Family Room	Family Room
Flooring	Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Material	Asbestos
Lot Area	246,288 sqft (5.65 acres)
Garage Area	572 sqft
Deck Area	512 sqft
Patio Area	350 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	365 NORMANDY DR
City	CHARLOTTESVILLE
State	VA
Zip	22903-9208
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL AREA
Legal Description	CLOVER FARM B 2
Legal Subdivision	CLOVER FARM
Jurisdiction	ALBEMARLE VA
Township / Civil Division	SAMUEL MILLER
Census Block Group	2
Census Block	2001
Census Tract	11103

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	365 NORMANDY DR, CHARLOTTESVILLE, VA 22903-9208
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
May 22, 2019	Deed of Trust, Mortgage · Line of Credit ATLANTIC UNION BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 20, 2015 · Amount on Record
Deed Sale	Jul 20, 2015 · Amount on Record
Deed Document Number	20157901
Prior Transfer Date	Nov 19, 2007
Prior Transfer Doc	3518/434
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	365 NORMANDY DR, CHARLOTTESVILLE, VA 22903-9208
Document Number	0000014275
Instrument Date	Sep 26, 2020
Transaction Type	Mortgage
Record Updated	Oct 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	365 NORMANDY DR CHARLOTTESVILLE VA 229039208, CHARLOTTESVILLE, VA 22903-9208

Mortgage

Document Number	0000014275
Date	Oct 13, 2020
Book Page	005404/000717
Instrument	14275

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 12, 2050

Interest

Rate	2.99%

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	365 NORMANDY DR, CHARLOTTESVILLE, VA 22903-9208
Document Number	0000005379
Instrument Date	May 22, 2019
Transaction Type	Mortgage
Record Updated	Jun 24, 2019
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	365 NORMANDY DR CHARLOTTESVILLE VA 229039208, CHARLOTTESVILLE, VA 22903-9208

Mortgage

Document Number	0000005379
Date	Jun 4, 2019
Book Page	005173/000457
Instrument	5379

Lender

Name	ATLANTIC UNION BK
Address	LOVINGSTON, VA 22949

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,900.00 (-4.1%)	$771,800 (-4.11%) Land $232,200 Building $539,600	$771,800 (-4.11%) Land $232,200 Building $539,600
2025	$7,195.00 (+13.16%)	$804,900 (+8.11%) Land $232,200 Building $572,700	$804,900 (+8.11%) Land $232,200 Building $572,700
2023	$6,358.00	$744,500 Land $232,200 Building $512,300	$744,500 Land $232,200 Building $512,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless	5,000 / 5,000
Xfinity Cable	1,200 / 35
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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