366 Murphy Subdivision Rd, Stearns, KY 42647 Property Records

McCreary County property record for 366 Murphy Subdivision Rd, Stearns, KY 42647

Property Summary

Property Type	Single Family Home
Details	1,237 sqft · built 1995
Lot Size	0.469 acres (20,473 sqft)
Owner	Individual Name on Record
Last Sale	$65,000 (May 2019)
Tax Bill	$763 (2025)
Deeds & Mortgages	May 2019 Sale & Mortgage Oct 2018 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`107-00-00-040.01`

Property Details

APN / Parcel Number

Primary APN	`107-00-00-040.01`
Alternative APN	`16604`

Interior

Building Area	1,237 sqft Living Area

Exterior

Year Built	Built 1995
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	20,473 sqft (0.469 acres)
Terrain	Rolling
Porch	Porch
Porch Area	96 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Water Source	Commercial

Location & Zoning

Street Address	366 MURPHY SUBDIVISION RD
City	STEARNS
State	KY
Zip	42647-6243
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0.47 AC & HSE
Jurisdiction	MCCREARY KY
Township / Civil Division	STEARNS-WHITLEY CITY
Census Block Group	2
Census Block	2032
Census Tract	960302

Owner

Source: McCreary County records, as of January 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	509 PERKINS RD, PINE KNOT, KY 42635-9125
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 24, 2019	Special Warranty Deed, Transfer · Conventional Mortgage UNITED CUMBERLAND BANK
Oct 3, 2018	Commissioner's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 24, 2019 · Amount on Record
Deed Sale	May 24, 2019 · Amount on Record
Prior Sale	Oct 3, 2018
Deed Document Number	127904
Deed Book / Page	D219 / 387
Record Updated	Jun 8, 2026

May 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MCCREARY KY
Recording Date	May 24, 2019
Property Address	366 MURPHY SUBDIVISION RD, STEARNS, KY 42647-6243
Document Number	00D219/387
Book / Page	D219 / 387
Instrument Date	May 15, 2019
Instrument	127904
Transaction Type	Transfer
Record Updated	Aug 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$65.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	111 MILLPORT CIR, 111, GREENVILLE, SC 29607-5562

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 PERKINS RD, PINE KNOT, KY 42635-9125

Mortgage

Document Number	00M219/594
Date	May 24, 2019
Book Page	M219/594
Instrument	127903

Lender

Name	UNITED CUMBERLAND BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 17, 2049

Interest

Rate Type	Fixed Rate

October 2018: Commissioner's Deed, Foreclosure

Document Type	Commissioner's Deed
Jurisdiction	MCCREARY KY
Recording Date	Oct 3, 2018
Property Address	366 MURPHY SUBDIVISION RD, STEARNS, KY 42647-6243
Document Number	00D217/270
Book / Page	D217 / 270
Map Reference	DB 164 PG 291
Instrument Date	Sep 24, 2018
Instrument	126244
Transaction Type	Foreclosure
Record Updated	Aug 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 MILLPORT CIR, GREENVILLE, SC 29607-5562

Tax Assessment & Valuation

Source: McCreary County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	McCreary County
Unified School District	McCreary County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$763.00 (-1.55%)	$95,000 (-)	$95,000 (-)
2023	$775.00	$95,000	$95,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 81% of Kentucky
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCCREARY COUNTY WATER DISTRICT serves 34,439 people · EPA ID KY0740276
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Highland Telephone Cooperative Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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