Middlesex County and Reading Town property record for 366 Charles St, Reading, MA 01867 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,976 sqft · built 2018 |
| Lot Size | 0.551 acres (24,002 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,017,500 (Jan 2020) |
| Tax Bill | $14,310 (2025) |
| Deeds & Mortgages | Jan 2020 Sale & Mortgage Jul 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:041.0-0000-0031.0 |
| Primary APN | READ M:041.0-0000-0031.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,976 sqft Living Area |
| Gross Area | 5,024 sqft |
| Basement Area | 1,224 sqft |
| Unfinished Basement | 1,224 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 24,002 sqft (0.551 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 1660000000080 |
|---|---|
| Street Address | 366 CHARLES ST |
| City | READING |
| State | MA |
| Zip | 01867-1857 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 334300 |
Source: Middlesex County and Reading Town records · APN READ M:041.0-0000-0031.0
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 366 CHARLES ST, READING, MA 01867-1857 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 24, 2020 | Quit Claim Deed, Subdivision Related Transfer · Conventional Mortgage CROSS CNTRY MTG |
| Jul 31, 2018 | Quit Claim Deed, Transfer · Conventional with PMI PRIVATE INDIVIDUAL |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 24, 2020 · Amount on Record |
| Deed Sale | Jan 24, 2020 · Amount on Record |
| Prior Sale | Jul 31, 2018 · Amount on Record |
| Deed Document Number | 20201834943 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Jan 24, 2020 |
| Property Address | 366 CHARLES ST, READING, MA 01867-1857 |
| Document Number | 0001834943 |
| Instrument Date | Jan 23, 2020 |
| Instrument | 1834943 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 24, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,640.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 366 CHARLES ST READING MA 018671857, READING, MA 01867-1857 |
| Document Number | 1834944 |
|---|---|
| Date | Jan 24, 2020 |
| Instrument | 1834944 |
| Name | CROSS CNTRY MTG |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 23, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Jul 31, 2018 |
| Property Address | 366 CHARLES ST, READING, MA 01867-1857 |
| Document Number | 0000093770 |
| Instrument Date | Jul 31, 2018 |
| Instrument | 93770 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2018 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,938.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 126 MAIN ST #5 NORTH READING MA 018642294, 5, NORTH READING, MA 01864-2294 |
| Document Number | 93773 |
|---|---|
| Date | Jul 31, 2018 |
| Instrument | 93773 |
| Name | PRIVATE INDIVIDUAL |
|---|---|
| Type | Private Party |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
Source: Middlesex County and Reading Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,310.00 (+0.21%) | $1,256,400 (+3.12%) Land $505,300 Building $751,100 | $1,113,685 (+8.23%) |
| 2024 | $14,280.00 (+6.87%) | $1,218,400 (+14.8%) Land $490,000 Building $728,400 | $1,029,040 |
| 2023 | $13,362.00 | $1,061,300 Land $426,800 Building $634,500 |
Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 58% of Massachusetts |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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