Middlesex County and Reading Town property record for 353 Charles St, Reading, MA 01867
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,052 sqft · built 1958 |
| Lot Size | 0.474 acres (20,639 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $10,369 (2026) |
| Deeds & Mortgages | Mar 2024 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 165000000027E |
| Primary APN | 165000000027E |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,052 sqft Living Area |
| Gross Area | 4,896 sqft |
| Basement Area | 2,052 sqft |
| Unfinished Basement | 2,052 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Split Level |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 20,639 sqft (0.474 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 165000000027E |
|---|---|
| Street Address | 353 CHARLES ST |
| City | READING |
| State | MA |
| Zip | 01867-1803 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S20 |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 334400 |
353 Charles St is owned and occupied by an individual who acquired it in March 2024.
Source: Middlesex County and Reading Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 353 CHARLES ST, READING, MA 01867-1803 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 29, 2016 |
| Deed Sale | Jan 29, 2016 |
| Prior Sale | Aug 4, 1987 · Amount on File |
| Deed Document Number | 201616358 |
| Last Transfer Date | Mar 25, 2024 |
| Transfer Doc | 082614-269 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Mar 29, 2024 |
| Property Address | 353 CHARLES ST, READING, MA 01867-1803 |
| Document Number | 082614-269 |
| Book / Page | 82614 / 269 |
| Instrument Date | Mar 25, 2024 |
| Instrument | 31115 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 353 CHARLES ST, READING, MA 01867-1803 |
| Document Number | 082614-273 |
|---|---|
| Date | Mar 29, 2024 |
| Book Page | 82614/273 |
| Instrument | 31116 |
| Name | NEW FED MORTGAGE CORP |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2054 |
The 2026 property tax bill for 353 Charles St was $10,369, up 3.5% from the year before.
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,369.00 (+3.49%) | $946,100 (+7.56%) Land $530,700 Building $413,400 | $975,072 (+13.03%) |
| 2025 | $10,019.00 (+0.22%) | $879,600 (+3.12%) Land $493,300 Building $386,300 | $862,695 (+1.24%) |
| 2024 | $9,997.00 (+6.83%) | $853,000 (+14.76%) Land $478,400 Building $374,600 | $852,150 |
| 2023 | $9,358.00 | $743,300 Land $416,700 Building $326,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 353 Charles St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 353 Charles St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
May also be available: T-Mobile.
5G (outdoors only) and 4G LTE
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