3659 Ln 55, Aurora, MN 55705 Property Records

St. Louis County property record for 3659 Ln 55, Aurora, MN 55705

Property Summary

Property Type	Single Family Home
Lot Size	6.64 acres (289,238 sqft)
Owner	2 Company Names on Record
Last Sale	$300,000 (Feb 2020)
Tax Bill	$426 (2026)
Deeds & Mortgages	Oct 2020 Mortgage Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`570-0012-04612`

Property Details

APN / Parcel Number

Primary APN	`570-0012-04612`
Alternative APN	`1088517`

Interior

Stories	1 Story

Exterior

Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	289,238 sqft (6.64 acres)
Garage Area	384 sqft
Storage Building	24 sqft

Location & Zoning

Account Number	1088517
Street Address	3659 LANE 55
City	AURORA
State	MN
Zip	55705-8371
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SMU
Legal Description	N 295.5 FT OF E 979.5 FT OF SE1/4 OFNW1/4 SERIAL #
Legal Range	15W
Legal Township	57N
Legal Section	33
Legal Subdivision	WHITE TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	WHITE
Census Block Group	3
Census Block	3047
Census Tract	13900

Owner

Source: St. Louis County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	3657 LANE 55, AURORA, MN 55705-8371
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2020	Deed of Trust, Mortgage AMERICAN BK/THE NORTH
Feb 18, 2020	Warranty Deed, Transfer · Conventional Mortgage US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 18, 2020 · Amount on Record
Deed Sale	Feb 18, 2020 · Amount on Record
Prior Sale	Sep 9, 2002 · Amount on Record
Deed Document Number	20201373749
Last Transfer Date	Oct 17, 2024
Transfer Doc	0001497947
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	3659 LANE 55, AURORA, MN 55705-8371
Document Number	00A1399367
Instrument Date	Oct 20, 2020
Transaction Type	Mortgage
Record Updated	Jan 11, 2021
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

Mortgage

Document Number	00A1399367
Date	Dec 22, 2020
Instrument	A1399367

Lender

Name	AMERICAN BK/THE NORTH
Type	Bank
Address	COOK, MN 55723

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Dec 21, 2035

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Feb 18, 2020
Property Address	3659 LANE 55, AURORA, MN 55705-8371
Document Number	00A1373749
Instrument Date	Feb 7, 2020
Instrument	A1373749
Transaction Type	Transfer
Record Updated	Mar 9, 2020
Title Company	ALL AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$990.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9605 HIGHWAY 65 BRITT MN 557108244, BRITT, MN 55710-8244

Mortgage

Document Number	A1373750
Date	Feb 18, 2020
Instrument	A1373750

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 17, 2040

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	White Township
Unified School District	Mesabi East School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$426.00 (+12.7%) Homeowner's exemption
2025	$378.00 (+2.16%) Homeowner's exemption	$32,400 (+9.46%) Land $19,500 Building $12,900	$32,400 (+9.46%) Land $19,500 Building $12,900
2024	$370.00	$29,600 (-16.85%) Land $17,900 Building $11,700	$29,600 (-16.85%) Land $17,900 Building $11,700
2022		$35,600 Land $26,900 Building $8,700	$35,600 Land $26,900 Building $8,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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