St. Louis County property record for 3657 Ln 55, Aurora, MN 55705
| Property Type | Manufactured or Modular Home |
|---|---|
| Details | 3 bd · 2.75 ba · 1,624 sqft · built 2009 |
| Lot Size | 3.52 acres (153,331 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $300,000 (Feb 2020) |
| Tax Bill | $4,936 (2026) |
| Deeds & Mortgages | Oct 2020 Mortgage Feb 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 570-0012-04605 |
| Primary APN | 570-0012-04605 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.75 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,624 sqft Gross Area |
| 1st Floor Area | 1,624 sqft |
| Basement Area | 968 sqft |
| Finished Basement | 968 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Modular |
| Exterior Material | Block |
| Construction Type | Frame |
| Lot Area | 153,331 sqft (3.52 acres) |
| Garage Area | 840 sqft |
| Deck Area | 144 sqft |
| Storage Building | 48 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Geothermal |
| Account Number | 1088517 |
|---|---|
| Street Address | 3657 LANE 55 |
| City | AURORA |
| State | MN |
| Zip | 55705-8371 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Manufactured or Modular Home |
| Local Zoning Code | SMU |
| Legal Description | PART OF SE1/4 OF NW1/4 AND THE SW1/4 OFNW1/4 DESCRIBED AS FOLLOWS BEG AT NW COROF SE1/4 OF NW1/4 THENCE N89DEG54'13"EALONG |
| Legal Range | 15W |
| Legal Township | 57N |
| Legal Section | 33 |
| Legal Subdivision | WHITE TOWN OF |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | WHITE |
| Census Block Group | 3 |
| Census Block | 3047 |
| Census Tract | 13900 |
Source: St. Louis County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 3657 LANE 55, AURORA, MN 55705-8371 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
| Date | Document |
|---|---|
| Oct 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN BK/THE NORTH |
| Feb 18, 2020 | Warranty Deed, Transfer · Conventional Mortgage US BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 18, 2020 · Amount on Record |
| Deed Sale | Feb 18, 2020 · Amount on Record |
| Deed Document Number | 20201373749 |
| Last Transfer Date | Oct 17, 2024 |
| Transfer Doc | 0001497947 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 3657 LANE 55, AURORA, MN 55705-8371 |
| Document Number | 00A1399367 |
| Instrument Date | Oct 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2021 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 3657 LANE 55 AURORA MN 557058371, AURORA, MN 55705-8371 |
| Document Number | 00A1399367 |
|---|---|
| Date | Dec 22, 2020 |
| Instrument | A1399367 |
| Name | AMERICAN BK/THE NORTH |
|---|---|
| Type | Bank |
| Address | COOK, MN 55723 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 21, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Feb 18, 2020 |
| Property Address | 3657 LANE 55, AURORA, MN 55705-8371 |
| Document Number | 00A1373749 |
| Instrument Date | Feb 7, 2020 |
| Instrument | A1373749 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2020 |
| Title Company | ALL AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $990.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 9605 HIGHWAY 65 BRITT MN 557108244, BRITT, MN 55710-8244 |
| Document Number | A1373750 |
|---|---|
| Date | Feb 18, 2020 |
| Instrument | A1373750 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 17, 2040 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | White Township |
| Unified School District | Mesabi East School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,936.00 (+11.62%) Homeowner's exemption | ||
| 2025 | $4,422.00 (-9.2%) Homeowner's exemption | $454,600 (+10.26%) Land $145,300 Building $309,300 | $454,600 (+10.26%) Land $145,300 Building $309,300 |
| 2024 | $4,870.00 | $412,300 (+27.33%) Land $131,200 Building $281,100 | $412,300 (+27.33%) Land $131,200 Building $281,100 |
| 2022 | $323,800 Land $92,500 Building $231,300 | $323,800 Land $92,500 Building $231,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 84% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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