3659 Islington St, Frederick, MD 21704 Property Records

Frederick County property record for 3659 Islington St, Frederick, MD 21704

Property Summary

Property TypeTownhouse
Details3.5 ba · 2,400 sqft · built 2004
Lot Size0.082 acres (3,578 sqft)
Owner2 Trust Names on File
Last Sale$340,000 (Feb 2010)
Tax Bill$6,937 (2025)
Deeds & MortgagesNov 2025 Transfer
Flood ZoneZone X (minimal risk)
APN07-230265

Property Details

APN / Parcel Number

Primary APN07-230265
Alternative APNs
  • 7230265
  • 230265

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,400 sqft Living Area
1st Floor Area800 sqft
Basement Area800 sqft
Finished Basement800 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area3,578 sqft (0.082 acres)
Garage TypeDetached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area18 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number230265
Street Address3659 ISLINGTON ST
CityFREDERICK
StateMD
Zip21704-7009
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodePUD
Legal DescriptionLOT 1120 SEC M1B 3,578 SQ. FT. VILLAGES OF URBANA
Legal SubdivisionVILLAGES URBANA
Legal Lot Number1120
JurisdictionFREDERICK MD
Township / Civil Division7, URBANA
Census Block Group4
Census Block4023
Census Tract752206

Owner

3659 Islington St, a townhouse, is owner-occupied and held in a trust since October 2025.

Source: Frederick County records, as of August 7, 2026

Owner of Record2 Trust Names on File
Mailing Address3659 ISLINGTON ST, FREDERICK, MD 21704-7009
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 4, 2010 · Amount on File
Deed SaleFeb 4, 2010 · Amount on File
Prior SaleJun 17, 2004 · Amount on File
Deed Document Number2010398
Deed Book / Page7698 / 37
Last Transfer DateOct 16, 2025
Transfer Doc0175940329
Record UpdatedOct 29, 2026

November 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionFREDERICK MD
Recording DateNov 7, 2025
Property Address3659 ISLINGTON ST, FREDERICK, MD 21704-7009
Document Number0175940329
Book / Page17594 / 329
Map ReferenceMB 70 PL 191
Instrument DateOct 16, 2025
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address3659 ISLINGTON ST, FREDERICK, MD 21704-7009

Tax Assessment & Valuation

The 2025 property tax bill for 3659 Islington St was $6,937, up 7.9% from the year before.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$533,433 (+9.5%)$579,700 (-) Land $170,000 Building $409,700
2025$6,937.00 (+7.87%)$487,167$579,700 Land $170,000 Building $409,700
2024$6,431.00 (+7.63%)
2023$5,975.00$417,533$440,900 Land $135,000 Building $305,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3659 Islington St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3659 Islington St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 85% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEW DESIGN - FREDERICK COUNTY
serves 74,911 people · EPA ID MD0100030
Water SourceSurface water
Last State InspectionJan 2025
Lead3 ppb (2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 653 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Islington St

Nearby Streets

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