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3653 Islington St, Frederick, MD 21704 Property Records

Frederick County property record for 3653 Islington St, Frederick, MD 21704

Property Summary

Property TypeTownhouse
Details4 ba · 1,600 sqft · built 2004
Lot Size0.057 acres (2,464 sqft)
OwnerIndividual Name on Record
Last Sale$520,000 (Jun 2022)
Tax Bill$6,445 (2025)
Deeds & MortgagesJun 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN07-230303

Property Details

APN / Parcel Number

Primary APN07-230303
Alternative APNs
  • 7230303
  • 230303

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,400 sqft Living Area
1st Floor Area800 sqft
Basement Area800 sqft
Finished Basement800 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area2,464 sqft (0.057 acres)
Garage TypeDetached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area120 sqft
Patio Area600 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number230303
Street Address3653 ISLINGTON ST
CityFREDERICK
StateMD
Zip21704-7009
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodePUD
Legal DescriptionLOT 1123 SEC M1B 2,464 SQ. FT. VILLAGES OF URBANA
Legal SubdivisionVILLAGES URBANA
Legal Lot Number1123
JurisdictionFREDERICK MD
Township / Civil Division7, URBANA
Census Block Group4
Census Block4023
Census Tract752206

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3653 ISLINGTON ST, FREDERICK, MD 21704-7009
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 1, 2022 · Amount on Record
Deed SaleJun 1, 2022 · Amount on Record
Prior SaleDec 3, 2015 · Amount on Record
Deed Book / Page15953 / 413
Record UpdatedOct 29, 2026

June 2022: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateJun 1, 2022
Property Address3653 ISLINGTON ST, FREDERICK, MD 21704-7009
Document Number0159530413
Book / Page15953 / 413
Map ReferenceMB 70 PL 191
Instrument DateMay 27, 2022
Transaction TypeTransfer
Record UpdatedJun 10, 2022
Title CompanyLEGACYHOUSE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,300.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address3653 ISLINGTON ST, FREDERICK, MD 21704-7009

Mortgage

Document Number0015953419
DateJun 1, 2022
Instrument15953/419
Lender
NameBAY CAPITAL MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2052

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$509,200 (+25.15%)$549,000 (+27.79%) Land $170,000 Building $379,000
2025$6,445.00 (+10.87%)
2023$5,813.00 Homeowner's exemption$406,867$429,600 Land $135,000 Building $294,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 85% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEW DESIGN - FREDERICK COUNTY
serves 74,911 people · EPA ID MD0100030
Water SourceSurface water
Last State InspectionJan 2025
Lead3 ppb (2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 653 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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