St. Charles County property record for 3659 Hempstead St, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,308 sqft · built 2005 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | Individual Name on File |
| Last Sale | $335,000 (Oct 2024) |
| Tax Bill | $4,053 (2025) |
| Deeds & Mortgages | Sep 2019 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | T060500212 |
| Primary APN | T060500212 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,308 sqft Living Area |
| Gross Area | 3,016 sqft |
| 1st Floor Area | 1,308 sqft |
| Basement Area | 1,308 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Ranch |
| Exterior Material | Siding |
| Lot Area | 5,663 sqft (0.13 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 120 sqft |
| Patio Area | 100 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | T060500212 |
|---|---|
| Street Address | 3659 HEMPSTEAD ST |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-8105 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NEW TOWN AT ST CHAS #1 LOT 801 |
| Legal Subdivision | NEW TOWN AT ST CHAS #1 |
| Legal Lot Number | 801 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 310201 |
3659 Hempstead St is owned and occupied by an individual who acquired it in December 2024.
Source: St. Charles County records, as of September 10, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3659 HEMPSTEAD ST, SAINT CHARLES, MO 63301-8105 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 11, 2024 · Amount on File |
| Deed Sale | Oct 11, 2024 · Amount on File |
| Prior Sale | Sep 6, 2019 · Amount on File |
| Deed Document Number | 202442285 |
| Last Transfer Date | Dec 26, 2024 |
| Transfer Doc | 0000001239 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Sep 6, 2019 |
| Property Address | 3659 HEMPSTEAD ST, SAINT CHARLES, MO 63301-8105 |
| Document Number | 0071380235 |
| Book / Page | 007138 / 000235 |
| Instrument Date | Sep 4, 2019 |
| Instrument | 484320 |
| Transaction Type | Transfer |
| Record Updated | Oct 4, 2019 |
| Title Company | CLEAR TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3659 HEMPSTEAD ST ST CHARLES MO 633018105, ST CHARLES, MO 63301-8105 |
| Document Number | 71380237 |
|---|---|
| Date | Sep 6, 2019 |
| Book Page | 007138/000237 |
| Instrument | 484330 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Sep 5, 2049 |
The 2025 property tax bill for 3659 Hempstead St was $4,053, up 7.5% from the year before.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | Orchard Farm R-V School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $62,070 (-) | $326,686 (-) Land $80,000 Building $246,686 | |
| 2025 | $4,053.00 (+7.48%) | $62,070 | $326,686 Land $80,000 Building $246,686 |
| 2024 | $3,771.00 | ||
| 2023 | $56,139 | ||
| 2022 | $295,468 Land $60,000 Building $235,468 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3659 Hempstead St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2019 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3659 Hempstead St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 631 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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