3654 Hempstead St, Saint Charles, MO 63301 Property Records

St. Charles County property record for 3654 Hempstead St, Saint Charles, MO 63301 · Last verified March 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	5 Beds
Bathrooms	4 Baths
Year Built	Built 2005
Square Footage	2,992 sqft Living Area
Lot Size	8,712 sqft (0.2 acres)
Occupancy	Owner Occupied
Last Sale	$365,000 (2020)
Tax Bill	$6,990.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`T060500015`
Alternative APN	`5-116B-9772-00-0128.0000000`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Partial Baths	1 Partial Baths
Total Rooms	10 Rooms
Building Area	2,992 sqft Living Area
1st Floor	1,700 sqft 1st Floor
Basement Area	1,700 sqft Basement
Stories	2 Stories

Exterior

Year Built	Built 2005
Architectural Style	Other Style
Exterior Material	Siding Exterior
Lot Area	8,712 sqft (0.2 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Patio Area	311 sqft Patio
Porch	1 Porch
Porch Area	345 sqft Porch

Utilities and HVAC

Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	T060500015
Old Parcel Number	T060500015
Street Address	3654 HEMPSTEAD ST
City	SAINT CHARLES
State	MO
Zip	63301-8110
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	NEW TOWN AT ST CHAS #1 LOT 128
Legal Range	05E
Legal Township	47N
Legal Subdivision	NEW TOWN AT ST CHAS #1
Legal Lot Number	128
Jurisdiction	ST CHARLES MO
Minor Civil Division	RIVERS
Census Blockgroup	4
Census Block	4002
Census Tract	310201

Owner

Source: St. Charles County records · APN T060500015

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3654 HEMPSTEAD ST, SAINT CHARLES, MO 63301-8110
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 29, 2020 · Amount on Record
Deed Sale	Apr 29, 2020 · Amount on Record
Prior Sale	Jul 30, 2015
Deed Doc Number	0072811823
Deed Book / Page	7281 / 1823
Record Refreshed	Jun 08, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 29, 2020
Property Address	3654 HEMPSTEAD ST, SAINT CHARLES, MO 63301-8110
Document Number	0072811823
Book / Page	7281 / 1823
Map Reference	MB 42 PG 14
Instrument Date	Apr 24, 2020
Instrument	20200429000269180
Transaction Type	Transfer
Record Updated	Aug 09, 2021
Title Company	CONTINENTAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	212 VICTORIA PARK AVE, 212, WENTZVILLE, MO 63385-7260

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3654 HEMPSTEAD ST, SAINT CHARLES, MO 63301-8110

Mortgage

Document Number	20200429000269190
Date	Apr 29, 2020
Instrument	20200429000269190

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2050

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	Orchard Farm R-V School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,990.00	$107,390 (+12.09%)	$565,210 (+12.09%) Land $93,336 Building $471,874
2023		$95,803
2022			$504,226 Land $70,002 Building $434,224

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Moderate
500-Year Floodplain	Yes
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low 2nd percentile nationally · 4th in Missouri
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.