Martin County property record for 3659 Coldwater Rd, Inez, KY 41224
| Property Type | Mobile Home |
|---|---|
| Details | 1 ba · 2,240 sqft · built 2003 |
| Lot Size | 18 acres (784,080 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $86,000 (May 2019) |
| Tax Bill | $878 (2025) |
| Deeds & Mortgages | May 2019 Mortgage May 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 038-00-00-122.00 |
| Primary APN | 038-00-00-122.00 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 2,240 sqft Living Area |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Mobile Home |
| Exterior Material | Brick/Stone |
| Roof Material | Asphalt |
| Lot Area | 784,080 sqft (18 acres) |
| Terrain | Steep |
| Driveway | Driveway |
| Cooling System | Central |
|---|
| Street Address | 3659 COLDWATER RD |
|---|---|
| City | INEZ |
| State | KY |
| Zip | 41224-8735 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | 18 ACRES & MOBILE HOME |
| Jurisdiction | MARTIN KY |
| Township / Civil Division | INEZ |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 950201 |
3659 Coldwater Rd, a mobile home, is owned and occupied by two individuals who bought it in May 2019.
Source: Martin County records, as of February 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3659 COLDWATER RD, INEZ, KY 41224-8735 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 13, 2019 | Deed of Trust, Mortgage · Conventional Mortgage KENTUCKY HOUSING CORP |
| May 13, 2019 | Warranty Deed, Transfer · FHA Mortgage MORTGAGE SUPPLIERS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 13, 2019 · Amount on File |
| Deed Sale | May 13, 2019 · Amount on File |
| Deed Document Number | 201991843 |
| Deed Book / Page | 199 / 273 |
| Prior Transfer Date | Aug 3, 2016 |
| Prior Transfer Doc | 00D192/660 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN KY |
| Property Address | 3659 COLDWATER RD, INEZ, KY 41224-8735 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2024 |
| Name | Verified Name |
|---|
| Document Number | 00M154/692 |
|---|---|
| Date | May 13, 2019 |
| Book Page | M154/692 |
| Instrument | 91846 |
| Name | KENTUCKY HOUSING CORP |
|---|---|
| Type | Government Agency |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | May 1, 2029 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARTIN KY |
| Recording Date | May 13, 2019 |
| Property Address | 3659 COLDWATER RD, INEZ, KY 41224-8735 |
| Document Number | 00D199/273 |
| Book / Page | D199 / 273 |
| Map Reference | DB 192 PG 660 |
| Instrument Date | Apr 24, 2019 |
| Instrument | 91843 |
| Transaction Type | Transfer |
| Record Updated | Mar 5, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 182 SALTWELL RD, INEZ, KY 41224-8818 |
| Name | Verified Name |
|---|---|
| Address | 3659 COLDWATER RD, INEZ, KY 41224-8735 |
| Document Number | 00M154/678 |
|---|---|
| Date | May 13, 2019 |
| Book Page | M154/678 |
| Instrument | 91845 |
| Name | MORTGAGE SUPPLIERS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2049 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 3659 Coldwater Rd was $878.
Source: Martin County assessment roll, as of February 12, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Martin County |
| Unified School District | Martin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $878.00 | $86,000 Land $36,000 Building $50,000 | $86,000 Land $36,000 Building $50,000 |
| 2023 | $873.00 | $86,000 Land $36,000 Building $50,000 | $86,000 Land $36,000 Building $50,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3659 Coldwater Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2021) |
| Most Recent Claim | Feb 2021 · Severe, Storms, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3659 Coldwater Rd is high, ranking above 81% of the US, with a 0.7% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 81% of the US · above 94% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.7% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARTIN CO WATER DISTRICT #1 serves 9,003 people · EPA ID KY0800273 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Nov 2023 Total trihalomethanes resolved · Apr 2017 Haloacetic acids resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Starlink Satellite | 280 / 30 |
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